Can you reclaim bank charges on a closed current account?

katy_ann

I was wondering if anybody could help me, I used to have an old barclays account that i was constantly getting charged on due to circumstances so can i reclaim bank charges on a closed current account?

dunstonh

katy_ann wrote: »

I was wondering if anybody could help me, I used to have an old barclays account that i was constantly getting charged on due to circumstances so can i reclaim bank charges on a closed current account?

What reasons would you give as a basis of your complaint?

You cant use current financial hardship as the account is closed. You cant use unfair or unreasonable charges as the banks won that case.

katy_ann

Hiya thanks for your reply, its more that I was stuck in a charges cycle, Id pay off a charge and then would get hit with another putting me further in the debt. Thankfully a family member loaned me the money to clear the overdraft, I was only 19 when this was all occuring and wasnt aware of reclaiming charges at all. It has only been recently, older and a little more wisdom that Im aware of it so was just questioning if its something I could still ask Barclays about Thanks