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2014 - keep crunching away

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Comments

  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    I forgot to add £9.36 to CCV today.

    It's been a dark and dismal day today here. This morning saw rain and wind and now its just dull. My mood hasn't been affected by it though. I've been very productive at work and still have a nice list chuntering away. Tonight I have plenty of time to get stage 4 issued and to start a report started that I need to write up. I'm off work tomorrow to spend a day with DH as he's treating me to a lovely day out so I won't be posting until the night if at all ;) back on tonight with an update tho!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Don't think it should count against you - I can ask, if you like? I think it took them about 10 days to get back to me, they tend to assess in batches.
  • Have a lovely day out!!!!!! :beer:
    Total Starting Debt August 2014- £38,061
    Current Debt- £3600

    Mortgage Offset Savings- £600
    90.5% paid off so far...
  • I'm new to this on here.
    Our debt was £37,211.00 at December 2007.Target by December 2014 is £7200.Total now is £8600.Want to be debt free by December 2015.Not easy when on state old age pension but it's doable as long as we are careful.Wish me luck.
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hi Caz, if you don't mind that would be great. Thank you.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    I've actually finished stage 4, it didn't take the full time it appeared to so I've submitted it anyway but it won't do any harm to ask :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • I'll check with Jo in the morning :)
  • Have spoken to them, all looks okay :) Have PMd you :)
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Thank you again Caz x


    Well, I've just sat down. Is it still Friday? OK, right. Today has been fabulous. DH took us both out for a spa day and it was bliss. We relaxed, had a massage, laughed, chatted and had lunch. I was sooo chilled out. Then we went to a reclamation yard for a look around (we like that kind of thing and are going to decorate the dining room before we sell, so it was good to see what's out there - I know, I plan ahead!) and then we went to the beach and sat watching the waves and eating an ice cream. Days like that don't happen very often and are so worth it when they do.

    We collected the kids and I went to the yard and he went to the gym and normality resumed. Afterwards, I made tea and sent the kids to bed, whilst I got my jobs done which I would normally do on a Sunday night.

    The idea is, if I am successful with the application, that I can delve straight into it without worrying about things like housework, uniforms, tea and so on. I know it will be a good few days or more before I hear anything, but after all, I am known for planning to the Nth degree!

    Now that I have sat down and whilst DH is out for a few hours, I've got a horror film on (which is a rubbish horror, my favourite kind :rotfl:) and I think I'll make a cuppa and continue to chill as I'm shattered.


    Feeling content.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • So glad to hear that you had a brilliant day! Sometimes we all need a bit of a treat like that now and again!
    Total Starting Debt August 2014- £38,061
    Current Debt- £3600

    Mortgage Offset Savings- £600
    90.5% paid off so far...
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