2014 - keep crunching away

DebtFree2012

So excited - DH is wanting to get more involved with the horses he's asking to ride!

cazmanian_minx

Oh hooray! It's always good when husbands get more involved, they stop complaining quite so much about the amount of time and money the horses take up

DebtFree2012

I've been updating a previous post with all June's spends. I'm going to Ald1 far too much but only spending ~£10 each time. It's literally round the corner so not spending more on fuel than normal for it either.

I've managed to pay N£xt's installment which was £88 made up from £20 savings, £40 other savings and £20 scraped from budget. I know I am still £8 short.

I owe the farrier £20 still so as soon as DH gives my what he owes me I will pay the farrier - in one and out the other. Also I need to replace £40 into DS's money pot (bad mother).

That's it then, back on track. :T

We're both off tomorrow together so I plan on getting back into a normal routine next week with regards to lunches, housework etc.

DebtFree2012

OK so looking at accounts (as they've been neglected whilst busy) - if all goes to budget this month I should have £68 left. I'll allocate £8 to Next leaving £60 (I'm still good at Maths!) and split the remainder. Half to overpaying SLC and half to Christmas fund. I'm concious of Christmas (already) as I don't want to struggle. There's certain items I can buy now, some will have to wait until nearer time for guarentees/BBD/retun options etc.

DebtFree2012

Looks like I can do the same next month meaning will overpay £55 to SLC and £30 to xmas both months. That's healthy.

DebtFree2012

I should be able to save £300 by Xmas (just shy of but I will make it up somehow) so DH will match that. Means I need to allocate that out between my large family and save separately for DH's gift. I feel a list coming on.

DebtFree2012

Right - I've taken my metre readings and for 94 days I owe £136.58 for gas and £152.21 for electricity. I have £300 in the account saved so that just covers it. My worry now is that £100 a month won't be enough from September/October time. I'm forecasting I will need £160 saved a month.

cazmanian_minx

At least you know about it in advance and have a chance to do something about it - that's a good thing

DebtFree2012

Very true x

ScattySkewbald

Keep up the good work and yay to hubby wanting to ride! I know I've got no chance of ever seeing my OH on a horse lol!