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Soa

13

Comments

  • The_Moo
    The_Moo Posts: 130 Forumite
    Part of the Furniture 100 Posts
    What is your partner doing to find work? His drain on your income for food and council tax, combined with the car payments is what is tipping you over the edge.

    He needs to be looking for any work he can possibly get. How long has he been out of work?
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Hello :)

    Im wondering if you meant to type £40 gas and £40 elec in your SOA as in your reply you said £80 for both. Which is a good price i think! Everyone is saying its huge as you have posted £80 for each of them.

    Also cant your partner claim jobseekers allowance? Which i think is around £170 per fortnight?
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • My partner is applying for every job that comes up online, and has contacted local businesses. I can't fault him as he is trying.

    No it's £20 a week gas and £20 a week elec that I am using, which is a lot. This is due to me using a payment meter, also the gas is on a timer to come on twice a day for 3 hours each time so it's not like we are burning loads.

    My partner wont qualify for Jobseekers allowance due to my earnings, I earn more than a couple needs.
  • Bublin1
    Bublin1 Posts: 724 Forumite
    I've been Money Tipped!
    Sorry but I'm going to echo what others gave said. Your boyfriend is a drain in you. He should man up and move back in with his parents and search for a job whilst there.
    All he is doing is using your gas, electric, food and I bet the car whilst you are preg and going to work.
    This cannot go on. Look after you and bump. The man can look after himself.
    Dave Ramsey Fan[/COLOR]
  • I take the car to work so any petrol used is from me. I'm a bit old fashioned and feel that if we created a baby then we should be living in the same house. I know this doesn't help me financially though. He will use more elec and means I pay a bit more council tax however the gas remains off during the day while I am at work. He also does the housework and prepares my meals so it's not like he's sitting around my house doing nothing.
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    edited 4 January 2014 at 7:06PM
    As well as the extra Electric & CT, you are now also having to buy extra food

    It may seem harsh BUT I'm afraid your figures just don't add up - you need to be able to balance the books to avoid getting more into debt as well as starting to repay the debt you have

    I think you need to go to your utility company and ask for a reduction in the amount you're paying

    What is the split between the weekly amount to paying back the debt & usage - is it 50/50 ie £10 debt / £10 usage?

    How much do you have left to pay on your arrears?

    It's not meant harshly and I'm sure you feel like we're all picking on your BF living with there instead of coming up with other solutions BUT I'm afraid there are very few ... if the books don't balance you either have to make cuts OR up the income into the household

    While he is living with you and not able to claim benefits or bring a wage into the household I'm afraid you're really going to struggle and I don't see how you can sustain this long term

    What are you planning to do when the baby arrives as I presume your mat leave pay is less than your current pay?
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  • The_Moo
    The_Moo Posts: 130 Forumite
    Part of the Furniture 100 Posts
    I do agree with Bublin, sorry. Your partner should move out until he has the means to support himself.

    The gas may be off during the day but he is using electricity. You are not paying 'a bit' more council tax - you are paying 25% more. He might get dinner on the table for you but you are feeding him, three meals a day.

    Your "old fashioned" views don't seem to go as far as expecting a man to be a provider for his partner rather than living off her? Sorry to sound so harsh but he really needs to stop sponging off you and adding to your debts.
  • Op I am not sure if you have already tried this but have you applied for housing benefit - sometimes you are entitled to HB and not CTR. I assume you are both under 25 so that is why you are not entitled to working tax credit.
  • The_Moo wrote: »
    You are not paying 'a bit' more council tax - you are paying 25% more.

    33% more actually.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    If this situation was the other way round (the woman not working), nobody would be saying she needs to move out until she can support herself. There are a lot of double standards going on here.

    Women seem all too happy to take advantage of equality legislation and changing attitudes until they may be losing out.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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