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NSK; "The Janus Illusion".

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  • LoveaDove
    LoveaDove Posts: 491 Forumite
    Debt-free and Proud!
    - This Hobbitses would like to join the fellowship (challenge) please :)
    :coffee:
    *Do More of What Makes You Happy*
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    Excellent, lots of names already!!! Fabulous :) I'm in too!!
  • scubaangel
    scubaangel Posts: 6,600 Forumite
    Part of the Furniture
    I'm in too. I've been talking in to joining in this month after seeing stewby and Fmess working on the challenges over the last few months.
    It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
    Sir Terry Pratchett
    Find my diary here
    http://forums.moneysavingexpert.com/showthread.php?t=5135113
  • fyggy
    fyggy Posts: 134 Forumite
    Hello lovelies.
    Interesting choice of title there, Kat :)
    Please count me in!
    Great to see lots of new DFWs signing up, yay!
    Debt at LBM June 2013- £31,300
    Debt July 2014- £16,736
    [STRIKE]1 HP, 5 4 3 2[/STRIKE] 1 CC & 2 loans
    DFD: March 2017
    Sealed Pot ~£90
    DFW Diary: "A diary of plans, lists, goals & challenges"
  • Gwengeth15
    Gwengeth15 Posts: 48 Forumite
    Hi could I join too please. Can't wait to get started!
    LTW April 0/30
    Debts by Xmas #46 £508/£10,000
  • CEW
    CEW Posts: 407 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi NSK and all fellow challengers,

    Please can you add me in to the Jan challenge. I am also a non drinker, unless you count a glass of wine with Christmas lunch and a glass of fizzy to see the New Year in :D So I to will refrain from buying chocolate in January. I will however allow myself to eat small amounts of any chocolate that is left over from the Christmas stash. This is assuming my DSS leaves any as he is staying with us until the 4th of Jan :rotfl:

    In preparation for the new year, and as instructed to do in December I have started to make a list of goals for 2014. I have rather a large list as I tend to achieve more if I have a long list. I may not achieve all of them but if I have a small list that I think is easy to achieve I tend to put off starting until tomorrow...and as we al know tomorrow never comes :rotfl::rotfl:

    My goals are split into 5 categories which are:

    Debt and Finance
    House and Home Life
    Family, friends and Pets
    Work
    Health and Self

    I won't post all of the goals here but I will try to update as and when a goal has been achieved. This should help to motivate me.

    Well time to get organised for the Jan challenge.

    See you all soon :wave:

    Chez x
    That money talks I don't deny, I heard it once, it said "Goodbye"
  • stitchintime
    stitchintime Posts: 15 Forumite
    Tenth Anniversary Combo Breaker
    Hi there, this sounds like a tough but much needed challenge for me to start the new year the way I need to continue it! Can I join up please?

    Must update my signature too...

    Stitch
    As of 10 July: Debts:CC1:22.4% - £2900; CC2:0%- £3700; O/D - £1700; 0% 24 month credit purchase - £[STRIKE]1176[/STRIKE] - £0! :) OU loan: £[STRIKE]1305[/STRIKE] - 984.81
  • Mountaingirl
    Mountaingirl Posts: 156 Forumite
    I'm in again for this month please, a definate change of mentality is happening in our house and we are all determined,
    and I am looking forward to the new year and new challenges,
    Seriously money saving
  • shyspender
    shyspender Posts: 352 Forumite
    Part of the Furniture Debt-free and Proud!
    I'm in, I'm in!!!

    Just got to work, waiting for the system to boot up, thought I would have a quick browse, saw the title and that it was two pages!

    I'll go back and read now
    Feb NST #4
    Food £16.55/£200, Fuel £0/£250, Ents £17.47/£180, General £4/£100, SFD 8/15, LTW 11/16
    Debt Free Date Friday 29th March 2014 :j
  • foggy_froggy
    foggy_froggy Posts: 4 Newbie
    Hi, can I join please?
    Have been lurking for far too long and getting nowhere, time to start the year as mean to go on.
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