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Does Home Insurance cover fence

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Due to the strong wind and gales both the side of my fence are down and damage. I will have to replace these with more stronger ones, I wonder if this is covered in home insurance

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  • sarah_id1 wrote: »
    Due to the strong wind and gales both the side of my fence are down and damage. I will have to replace these with more stronger ones, I wonder if this is covered in home insurance

    What does your policy say?
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    you would need to check your policy, but at a guess unless you have garden cover (generally an added extra) then I'd be more enclined to say no. Sorry x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sarah_id1 wrote: »
    Due to the strong wind and gales both the side of my fence are down and damage. I will have to replace these with more stronger ones, I wonder if this is covered in home insurance

    Most policies specifically exclude cover for fences in storms, however a few will provide cover if the main home was also damaged at the same time.

    As the others have pointed out, have a read of your policy, you should find it under the buildings section and the subsection for storm or general exclusions
  • muckybutt
    muckybutt Posts: 3,761 Forumite
    Part of the Furniture Combo Breaker
    Seek and ye shall find !
    You may click thanks if you found my advice useful
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