Cash Genie obtaining your Visa card details

DCFC79

Poppops Ive taken on board your comment about my earlier reply.

Poppops

meer53 wrote: »

Just noticed your signature after reading Apples2's post.

I know you're not asking for advice, but here's some.

Why not sell your hoarded handbags and shoes to pay towards your debt, instead of taking a holiday ? Just a thought.

You are right. I'm not asking for advice. You don't know my family's circumstances.

That holiday will happen this year. It is desperately, desperately needed and I have denied it for too long. It is not a week on a beach. I don't feel I want to explain who it's for, or why, as I didn't ask you to comment.

You make my point for me really.

Poppops

DCFC79 wrote: »

Poppops Ive taken on board your comment about my earlier reply.

Thank you. I really, really didn't want to start a debate, or to pick on anyone.

I just hated desperation and feel for others in the same place.

I'm overly sensitive I think. Apologies to all I may have upset

meer53

Poppops wrote: »

Thank you. I really, really didn't want to start a debate, or to pick on anyone.

I just hated desperation and feel for others in the same place.

I'm overly sensitive I think. Apologies to all I may have upset

You haven't upset anyone. If you are overly sensitive this may not be the best forum for you.

People will comment on posts in their own way, everyone is different, you have to accept that. They can also only comment in response to the information they read, in posts and in signatures, people aren't mind readers.

DCFC79

Poppops wrote: »

I'm overly sensitive I think. Apologies to all I may have upset

You haven't upset anyone, we have thick skin around here.

iluvmarmite

krisdorey wrote: »

Yes, its the Visa Account Updater program

http://www.visadps.com/services/visa_account_updater.html

Does this apply to the UK as it's enquiry address is the USA or Canada and the money quotes are in $

gb12345

iluvmarmite wrote: »

Does this apply to the UK as it's enquiry address is the USA or Canada and the money quotes are in $

Kris's link is non-UK, but the same feature is available in the UK. That is why it is pointless getting your bank to cancel your card because you've "lost it" to try and avoid a payment through a CPA.

Nihil

gb12345 wrote: »

Kris's link is non-UK, but the same feature is available in the UK. That is why it is pointless getting your bank to cancel your card because you've "lost it" to try and avoid a payment through a CPA.

This is not correct, VAU is not used by any PDL company that I am aware of. They very likely would not meet the participation requirements.

What has likely happened here is that the OP has taken out a loan with Cash Genie, not paid it back, and then continued applying for more PDLs.

Eventually he ran into another trading name of Ariste Holdings Ltd. and the new application was matched to his existing Cash Genie account.

Your bank will charge back the payments, and Cash Genie may not even challenge it. If they do however these payments may then be debited again by your bank at a later date, so it's probably something you may wish to check on.

If this happens it doesn't matter if you have the money available, your bank will put you into an unplanned overdraft if the charge back is reversed.

DCFC79

Nihil wrote: »

This is not correct, VAU is not used by any PDL company that I am aware of. They very likely would not meet the participation requirements.

What has likely happened here is that the OP has taken out a loan with Cash Genie, not paid it back, and then continued applying for more PDLs.

Eventually he ran into another trading name of Ariste Holdings Ltd. and the new application was matched to his existing Cash Genie account.

Your bank will charge back the payments, and Cash Genie may not even challenge it. If they do however these payments may then be debited again by your bank at a later date, so it's probably something you may wish to check on.

If this happens it doesn't matter if you have the money available, your bank will put you into an unplanned overdraft if the charge back is reversed.

You do know the thread was from last year ?

Clive_Woody

DCFC79 wrote: »

You do know the thread was from last year ?

Bringing up old threads....

Trip trip, trip trap, trip trap. Whose that hiding under the bridge....