Pay ALL your debt off by Xmas 2014!

ItsOver

Grrr! My boiler decided to blow up a couple of months ago so I've spent that time saving up for a new one, got £1000 in the kitty now and get paid tomorrow so should have enough now I think.

It's a shame really because that £1000 would have been a huge chunk off my debt! I'm just glad I sorted all my finances out (lowered my bills, paid off overdraft etc) before it went kaputt. Saving up for this would have been impossible last year!

argomatt

Four of my ten ebay items sold over the weekend, and I have posted them off today. It should get me just over £120 which will be a good step towards my target of 50% debt repaid by the end of April.

But, because I am new to selling on ebay, apparently I have to wait 21 days before I can transfer my money out of PayPal. :mad:

Not happy about the wait, but I will get it eventually I suppose..

GunWharf

:TNice start to the week argomatt

braddy970

Hi all, made a few more payments this week..£49 off halifax o/d, £76.58 payment to cc1 and £67.06 to cc2.. getting there slowly..Can't wait until pay day on the 9th of April x
New total
£2807.23/£10560.90 - 1% = 105.60
26.58%/100% overall xx

amr547

well done everyone

xacesx

Hi All, Do you mind if I join this thread? Had my LBM today and have decided to try and clear my debts by the end of the year (might be January but its good to have a challenge eh? ) so I have £9045.29 to clear! Wish me luck!

Aphidgirl

1DayAAT wrote: »

So sorry for my lack of posting - life has just been GO GO GO as I'm sure many of you appreciate! But I am pleased to report that everything in my Universe appears to be still moving in a positive direction, our new baby is due around 17th May so lots of preparations are ongoing for he/she, work is going well and importantly (for this thread) debt is going down!!

My update is as follows:

I have reduced my VISA down from £1882 to £882 to £198 and will be fully gone within the next couple of weeks. :j
Soo relieved to see the back of that one, and will not be using that card again.
I am overdraft free with a healthy plus balance in my current account (no charges, woo-hoo!) and also have negotiated with both my Visa and Mastercard to freeze interest and charges, & credit where credit is due, Natwest (who I hold both cards and my bank with) were wonderful about doing this for me as a one off request.
Have also paid back £2000 to my friend - full lump sum of £2000 borrowed briefly to help me out of a bad situation that happened at the end of last year.

Have also being doing really well using discount vouchers, Nectar points, YourPoints and Boots points etc to help with all the little things. It is making a nice difference and has raised my awareness to always do more of that!

My update stats are:

#107 now standing at £4000/£12,500


Had to adjust first total a bit as I had things a bit wrong. My total owed was around £12,500 after all and it is now £8,500. I will try and keep better tabs on it now going down so that it doesn't get in a muddle again.
I wish you all continued success on this mission and will post again soon
My next goal will be to pay my parents back £3500 that I borrowed from them which should be possible as a lump sum by July. That only leaves my £5000 Sainsburys loan to then tackle!

I'm impressed by your Noddle rating, 1DAY. After paying off 3 credit cards this year and closing two accounts mines still 1/5! Oh well, things will hopefully improve over the course of the year

Raggydoll85

Hi

Another little payment for me. I had not added up what my resits would have cost properly

#022 £419.89/£4363.58

Could not find flooring So that will have to wait...

BritAbroad

108 here.

Made a payment to the cc today, now I'm at £4485.68/£10,000.

Things are still just ticking along here. OH is doing a bit better, and I am mostly run off my feet. I am still furiously stashing cash to pay the medical bills and have managed to build up a decent pot so far.

rogueylawyer

Pay day!!

Just made my minimum payment for cc#2, plus a bit to round the figures off, then rounded the figures off on cc#1 as well, so I now owe £8,500,

Payment of £134.93 brings me to #85 648.59 /9139