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Pay ALL your debt off by Xmas 2014!

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Comments

  • DragonsnDaffs
    DragonsnDaffs Posts: 4 Newbie
    edited 4 March 2014 at 7:41AM
    Thanks for my number Minicooper 167 fits perfectly x

    A little £30 paid last night so £30/£3240 for me x Just to make a start x
  • braddy970
    braddy970 Posts: 271 Forumite
    Good morning all, I havn't posted much this month but I have been plodding away sending what I could here and there, this morning it is mine and also my partners payday, I get paid monthly he gets paid weekly so is nice to check the bank and see everything lovely and black.
    Have made a few payments after my £250 to paypal, I have paid £100 and £174 which I sent this morning, also another £25 to cc1, £700 off the overdraft but not the one that i wanted LOL. Not going to send any more at the moment as I don't want to stretch ourselves this month with having car tax and a few other bits to go out :)
    £2209.29/£10560.90 - 1% = 105.60
    20.92%/100% overall - A fith of the way there :D
    The 1% Challenge #76 - Debt 1 = £620 - 1% = £6.20 - 4.3%
    Debt 2 = £1600- 1% = £16 - 0%
    Debt 3 = £1012 - 1% = £10.12 0%

    Pay all your debt by Xmas 2016 #130- £465.86/£7636.46 - 6.1 %
    Make £10 a day ~ Jan £182.49, Feb £373.65
  • Decided to knock another £81.84 onto the credit card, which takes my total paid off to a nice even £1,000! :j
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    i'm hoping next month will be the month i can pay some stuff off. like my OU fees which will be about £300 as of tomorrow...
  • Betsie2010
    Betsie2010 Posts: 413 Forumite
    £21.02 refund today from over ordered fence panel. Have returned this to the Emergency fund from where it came. This emergency fund has been a good barrier, I am trying to build it up to £500, but have had to use it over last few weeks (which is its purpose) but at least not increasing my debt.
    2015 £2 Saver #82
    SPC #323 £66 (2014)

    Pay All your Debt off by Xmas 2015 #104
    Look after the pennies and the pounds will look after themselves
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    MINICOOPER -I have spent some time going over the figures and it seems I owed more than I had thought.
    would it be possible to amend my total please.
    #071 started at £6012.30. Now owe £4808.74. SO 20percent paid off
    Thanks
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #165 15/4000

    Sorry mine will all be small amounts sometimes less than this. But if I don't send it as I have it I will spend it.
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Anyone know if you can request a bill from their utility company?

    Our last bill was in December and our next bill isn't until June 2014. We're currently £396 in credit. We're trying to save for a holiday but we want to make sure we have enough money to pay the bills in June.

    If I could request a bill now then I could pay off what we owe and then we'd know how much extra we could add to our holiday fund.
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Mat_Lock wrote: »
    Anyone know if you can request a bill from their utility company?

    Our last bill was in December and our next bill isn't until June 2014. We're currently £396 in credit. We're trying to save for a holiday but we want to make sure we have enough money to pay the bills in June.

    If I could request a bill now then I could pay off what we owe and then we'd know how much extra we could add to our holiday fund.

    Could you register online and submit a reading? That's how I monitor mine and also pay extra if I need to!
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • BritAbroad
    BritAbroad Posts: 484 Forumite
    108 here.

    Haven't managed to make any extra payments, but I forgot that the car loan came off automatically the other day. So now I'm at £4409.23/£10,000.

    The medical bills are starting to appear. I also need to go and buy various things including a wheelchair, safety rails, grab bars etc etc. Of course, the icing on the cake is that when you're sick over here your company stops much of your pay. We have to claim the difference from an insurance company who are proving impossible to deal with. They also don't give any idea of when they'll pay up either. So not only do you have a lot of unexpected expense but you have less money to cover it!
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