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Deposit - Small claims

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Comments

  • silvercar
    silvercar Posts: 50,145 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    We are also in the process of raising the dispute on MyDeposits as we are getting close to three months since we moved out.

    Mydeposits won't adjudicate if one party has gone to court.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • asharon
    asharon Posts: 1,226 Forumite
    Part of the Furniture Combo Breaker
    If they wanted one amount, then decided to ask for more because it was disputed, that seems plain wrong and hopefully someone will see through it.

    No advice, sorry I don't know the law.

    But good luck.
    Nice to save.
  • 00ec25
    00ec25 Posts: 9,123 Forumite
    1,000 Posts Combo Breaker
    re the late payment charge
    although it absolutely is NOT law, the guidance published by the OFT
    http://www.oft.gov.uk/shared_oft/reports/unfair_contract_terms/oft356.pdf
    is fairly clear on the matter of what is an unreasonable late charge and such guidance should be given heed by any court so make sure you include relevant extracts when you present your defence case to the court as I assume you will defend your self. May be worth seeing if there are any precedents now around this guidance as it has been out a good few years
  • yea33
    yea33 Posts: 12 Forumite
    00ec25 wrote: »
    re the late payment charge
    although it absolutely is NOT law, the guidance published by the OFT is fairly clear on the matter of what is an unreasonable late charge and such guidance should be given heed by any court so make sure you include relevant extracts when you present your defence case to the court as I assume you will defend your self. May be worth seeing if there are any precedents now around this guidance as it has been out a good few years



    Thanks - hopefully can use this for the £290 dilaps schedule charge as well.


    Does anyone have any experience of the extent to which we might have to pay costs if we lose? My understanding is that we could pay court fees (£80+£110 I think), plus landlord's travel and loss of earnings...are there any caps on these? I'm sure the landlord has gone through small claims before so must be confident he has a good case since he as put the claim in, unless he just wanted to avoid the arbitration route. Could the costs be split if we receive only a portion of the deposit back?
  • yea33
    yea33 Posts: 12 Forumite
    Ok so we are planning to defend this claim (unless the landlords miraculously agree to some of it in the next couple of days).

    There are a few items on the deposit deductions for smaller amounts that were missing at the end of the tenancy - I don't have any way of defending these and figure it will look better on us if we don't try to defend ridiculous things. The court forms refer mostly to actually paying money over for any element of the claim admitted. As in this case the landlord holds the deposit no payment would need to take place - should I just note thie on the defence form? Also the form states the following:

    'The claimant will decide whether to accept your part admission. If it is accepted, the claimant may request the court to enter judgement against you and hte court will send you an order to pay. If your part admission is not accepted, the case will proceed as a defended claim.'

    I'm assuming the landlords won't accept the part admission, but if they did would the court acknowledge the nature of the claim and not order any payment from us? The word judgement scares me, as in CCJ...
  • Guest101
    Guest101 Posts: 15,764 Forumite
    yea33 wrote: »
    Ok so we are planning to defend this claim (unless the landlords miraculously agree to some of it in the next couple of days).

    There are a few items on the deposit deductions for smaller amounts that were missing at the end of the tenancy - I don't have any way of defending these and figure it will look better on us if we don't try to defend ridiculous things. The court forms refer mostly to actually paying money over for any element of the claim admitted. As in this case the landlord holds the deposit no payment would need to take place - should I just note thie on the defence form? Also the form states the following:

    'The claimant will decide whether to accept your part admission. If it is accepted, the claimant may request the court to enter judgement against you and hte court will send you an order to pay. If your part admission is not accepted, the case will proceed as a defended claim.'

    I'm assuming the landlords won't accept the part admission, but if they did would the court acknowledge the nature of the claim and not order any payment from us? The word judgement scares me, as in CCJ...

    A Ccj is only recorded if u fail to pay the judgement within 28 days. Just because you lost the case doesn't mean u didn't have the right to defend it, assuming u lose.

    Also the costs are likely to be awarded against the ll for not using ADR, ie the scheme.

    Finally defend everything. Admitting one mistake opens you to making more
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I would defend the claim, not admit part
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • yea33
    yea33 Posts: 12 Forumite
    Thanks for the advice...so we should basically say items were all there/working? Can I just defend on the basis we haven't seen receipts or anything for replacement items (these are all small items e.g. £10 for a tv cable)
  • yea33
    yea33 Posts: 12 Forumite
    Also how much should I be writing in defence of the claim? Should I be presenting all arguments at this stage including OFT Unfair Terms extracts etc or keep it basic?
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