Debt free by 40 -- 19 Months and counting

wantabetterlife

Thanks ladies...I have just went onto Amazon and ordered them...I really hope they help.

Eager_Elephant

debtfreewannabe321 wrote: »

I hate irresponsible dog owners they make me so mad :mad:
We have a dog here on our road somewhere that carps outside all of our houses! I've not caught them yet though but I just think what an a!! letting your dog do that where kids play!

Forgot to mention that in our village no one seems to clear up after their dog except us. A few weeks ago I used the dog bin along the street and right underneath was the biggest pile of dog poo I have ever seen - I was


There is just no need for it. Sometimes I think I should clear it all up as I see it but then I think it's not my responsibility. DH wants to make little flags to shame people in to picking the poo up - I actually quite like the idea:rotfl:

debtfreewannabe321

Eager_Elephant wrote: »

Forgot to mention that in our village no one seems to clear up after their dog except us. A few weeks ago I used the dog bin along the street and right underneath was the biggest pile of dog poo I have ever seen - I was


There is just no need for it. Sometimes I think I should clear it all up as I see it but then I think it's not my responsibility. DH wants to make little flags to shame people in to picking the poo up - I actually quite like the idea:rotfl:

It's really annoying isn't it! Why get a dog if you're not willing to look after it! Grr really gets my back up! I can't wait to move off this particular estate. if dogs aren't pooping out the front then you've got cats pooping in the back garden :wall:

StressedSteph

Hi all


Sorry I have been a little AWOL. Life is so super hectic lately.
I am trying to keep myself busy, but seem to be doing too good a job at it :rotfl:

Spent all weekend sorting out and cleaning some old beehives I was given last year. It suddenly dawned on me that I have all the equipment here but never taken the plunge.

So have been trying to sort those out, amongst feeding the lambs four times a day, Dd had a friend over and wanted to bake cakes etc etc. Ds has homework and a Viking Projects coming out of his ears and seems to HAVE to have me involved to actually get any of it done. Phew.........

So update from me....

Finally at the eleventh hour all the bills got paid. Yikes I really hate paying bills on the last day of the month :eek:.

Letter to Tesco Credit Card went mid last week so I am on a promise to answer EVERY phone call so I can get this finally sorted. HATE HATE HATE answering unknown calls but I have to do it.

Still got a tight month added to that we still owe HMRC £350, Oil Delivery £285, £200 Sports wear for the school, and Ds's school trip which is £70. :mad:

Don't EVEN ask about the school sports wear bill. I happened to mention maybe 15 months ago when I was still in the spend mode that we would be willing to sponsor part of the replacement of the schools sportswear. It was all old and shabby and they also had no warm training tops. So at sporting events our poor children looked like a right mess.

All went quiet for ages and just occasionally it has been mentioned that they will starting sorting it all out soon but no real details. Just been told that hubbys logo has been put on some of the training tops and I will soon be asked for £200. :eek:
!!!!!!!!! is the only word I can say. Its too late to get out of it so I have just had to add it to my list of people that need paying .

I like to think that after a year off painful debt busting I now know to keep my mouth shut with generous offers of money (I don't have!!). but back then I was still in denial about the mess we were in.

Not much else to report really, got to do a food shop tonight, but have no petrol, want to avoid actually going to Tesco's and have four nights to get Ds's project completed so think I may tell Dd that she cannot attend gymnastics tonight. I feel I currently need to be in twenty places at once and I am exhausted.

To all the enquiries about the Agnus Castus. Yes I am taking 1 x 1000mg per day first thing in the morning. I got 365 tablets for about £14 from Amazon which for my sanity is priceless.

Next week will be the true test and I MAY up it to two tablets per day on the run up to Aunt Flo visiting. The week before Aunt Flo is my most unbalanced time and I can truly feel like I am going out of my mind and yes (wantabetterlife) I do get totally fed up with myself as I can see how I am acting but just can't snap out of it.

I am feeling a lot more optimistic lately and taking the small everyday hurdles in life a lot easier than before.

I suddenly realised that I was annoyed at EVERYTHING!!. Annoyed at having to cook dinner, Annoyed at having to constantly keep the washing machine going, annoyed at having to get the kids motivated with their homework etc and then after a few days on the Agnus Castus I realised that I was effectively annoyed with my life!!!. There was no pot of gold at the end of the rainbow, no final prize, THIS IS MY LIFE, so being annoyed at every little process was making my life miserable and probably my families too.

The Agnus Castus is helping me fight out of that funk, I still slip back sometimes but I am finding pleasure in the every day things now that I definitely wasn't before.

Hope that makes some sense, most certainly worth a try.

Had better go before I crash the MSE servers with my massive post.

Have a good week all. xxx

mfmaybe

It's a feeling I've had in the past, though I don't think mine was hormonal as such. I don't actually know what changed to resolve mine, but life certain has more highlights these days. I am glad you are starting to feel the fog lift a little.

As to the sports wear - well it's done now so no point fretting any more. You can consider it advertising. It's tax deductible as a business expense and you never know, might gain you a new customer .

Beehives sound exciting, I wish I knew someone that had them. We love honey but try to avoid the supermarket commercial stuff. And FWIW the locally made artisan stuff is MEGA expensive to buy (understandably) so could make you a little bit of cash at some point in the future.

StressedSteph

mfmaybe wrote: »

It's a feeling I've had in the past, though I don't think mine was hormonal as such. I don't actually know what changed to resolve mine, but life certain has more highlights these days. I am glad you are starting to feel the fog lift a little.

As to the sports wear - well it's done now so no point fretting any more. You can consider it advertising. It's tax deductible as a business expense and you never know, might gain you a new customer .

Beehives sound exciting, I wish I knew someone that had them. We love honey but try to avoid the supermarket commercial stuff. And FWIW the locally made artisan stuff is MEGA expensive to buy (understandably) so could make you a little bit of cash at some point in the future.

Hi mfmaybe


Hope all is good in your world. xx


Would be great to eventually have honey to sell. It currently seems like quite a complicated hobby so taking it one step at a time


Thanks so much for all your support xxxx

StressedSteph

Afternoon all,


Been quite a busy day today. I am attending an Incredible Years 18 week course to help me with strategies with my son and his issues. Had our second weeks session this morning. It is really brilliant and seems to be helping a little already, although I do now feel that actually Ds isn't too bad, especially listening to some of the problems the other parents have to deal with :eek:. Quite nice to put it all in perspective.


Fed the lambs and had some lunch and soon going to pick children up from school and then take Ds to the nearby High school for a Cross Country run he has signed up for. Heaven only knows how he is going to cope but hopefully he will make it round.


You will be proud of me.......I answered my first unknown phone call just now :T. Sounds a simple act to a lot of you I am sure, but after years of debt and companies chasing after me, I am terrified of the unknown caller.


It turned out to be MBNA for my Virgin Credit card. I haven't been able to pay them quite as much as they had previously requested during January & February as hubbys work has been less than usual. Virgin have been brilliant and I have been Interest & Charges free for over a year now.
The lady was very understanding and just made a note on the system to explain lack of self employment work and that we are hopeful that March onwards the work will pick up and we will get back on track.


So glad I answered the call, and got it sorted out. Nothing to be afraid of.


Still waiting for Tesco to call. Nothing yet .


Not much else to report really, hubby is working his sock off this week to hopefully get paid again this weekend. Fingers Crossed.


Just off to get some warm clothes on and a travel mug of coffee ready before I head off to school.


Take care all xxx

tootallulah

Well done Steph, pleased it wasn't a difficult call - onwards and upwards.

fern44

why is hubby only wearing one sock ?

abba1772

Well done on answering the phone........you've taken the first step well done xx