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Debt free by 40 -- 19 Months and counting

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Comments

  • I've paid off Littlewoods YAY :j


    My normal monthly payment is usually £189 and I have a final payment left of £239. I couldn't face dragging £50 over into March, I so desperately needed the boost to celebrate that it was finally paid and done.


    That's four debts paid off, just four more left to go. I am officially half way :T


    Just the four nasty big guys left now:-


    Admittedly two of them are not such huge ones anymore due to the chipping away at them I have done for 14 months.


    That Littlewoods payment of £189 is a big snowball to roll over onto the Co-op card.


    Feels good. xxx
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done Steph on what you have achieved to date.

    You should be so proud of yourself. I hope hubby appreciates all your efforts.

    You are now heading for the home straight. You will do it, I have every confidence in your abilities.

    Take care.
  • GaLa15
    GaLa15 Posts: 198 Forumite
    Wow well done
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Fantastic news Steph on the little woods account xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • lhead123
    lhead123 Posts: 312 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Finally catching up after half term :)

    Well done with littlewoods Steph :) that's brilliant :)

    Hope your hubby finds more work soon :)

    I think I found your house on Google maps the other day (Is yours the one with the van with a ladder on top parked outside?) :rotfl: I still haven't posted your parcel - I will do it asap I promise!!

    xx
    Debt FREE thanks to YNAB
  • So delighted for you to have cleared Lwoods...good riddance to it. I would say your spa work will soon pick up as its approaching Mothers Day etc. I find people really do not spend in Jan or Feb.

    Keep going Steph.
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Well done super Steph, four down and four to go, hooray half way there.

    The Facebook update is a really good idea.
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    Tenth Anniversary 1,000 Posts
    Fantastic on Littlewoods. :T:T that sig is looking awesome. You are into 4 figures.

    So will you snowball, or focus on the emergency fund first? I vote emergency fund, by the way ;).
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • Evening Steph,

    Well done on getting down to 4 debts :T. Good on you for cancelling the swimming too, I'm sure you will all feel better for having your Friday's back xx
    Mummytogirls x

  • dawnybabes
    dawnybabes Posts: 3,507 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Woohoo ! Home run now :--)
    Sealed pot challenge 822

    Jan - £176.66 :j
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