The Sun will shine in my Garden Again.

elly68

Well update time cc x3 all cleared and the forth partly cleared .od cleared feels a relief to know that 1 payment covers all ,I am going to split bank accounts with one for dd and loans and one for living off .
Time to redo the snowball and still feeling very positive ,though oh was dragging his feet re clearing cards and turns out he did his before i dd mine . Hope everyone has a lovely day x

elly68

Had a meeting at work yesterday about changing my hours earlier start earlier finish and hopefully get some help in .as of two weeks time we will be £60 a month better off as no more taxi fares to school for ds and probably a bit more as i wont have the school run either .
Dd has agreed to help with housework for payment of course but to be honest she gets the ten pound a week at the moment anyway and she is really good with money .ds is going to be asked if he wants to do the same .money well spent dd tidied living room and did dishes for me yesterday nice to make dinner before doing breakfast dishes first she even put them all away
Have a good day life is good ellie x

elly68

God i got lost over the summer ,poorly dog now three legged and vet bill of 2000 ,nightmare and thats with pet insurance as was capped due toage however she is doing great so xmas will need to be very cheap this year .time to declutter school stuff all bought so really just hair cuts and thats us ready to roll .

elly68

2 days and they are back at school,ds is starting high school which means i have 3 years to save some cash for dd for medical school .think i will just leave child benefit in bank till xmas and that will cover that . Good weekend dh cleared shed that is supposed to be his office ,he has been accepted for a part time law degreeso has been told thay he needs to have a study area .cleared the rubbish and toook it straight to the tip .we have laminate andpaint already to go cant wait for it to be sorted hope he doesnt fanny about he only has 3 weeks till degree starts .

elly68

Ok its dark i've been up since six and its still dark ,I really do think we should do as the birds and fly off somewhere during the winter for some sun or gather food and hibernate ,its not good for the soul ,or our work days should be shorter something anything to make the dark more bearable .
On a happier note my colleague has handed in her notice dont think i should be happy but jeez she was hard workand I couldnt blame anyone else just myself handed her the job on plate but guess what she was a complainer and i never even saw it coming ah well back to the drawing board .
Busy week this week have to take ds to wwe for birthday treat well it will be for him lol not sosure about me but hey quality time together x have a good week

elly68

The girl who helps out at work when a colleague isoffis so nosey she is like a blood hound she can smell a story from a hundred paces f*** do some people not have a life

elly68

Right im going back to weekly lists
Sort out my hall ,it just gets cluttered we would all die if there was ever a fire , so that is all for this week .
The nosey git at work is not getting anymore work im training up a receptionist to do it problem solved .
Hope ev1 is well and life is good

elly68

Other news though and would like help with this ,I have been reading a lot about minmilism which is going to be good fun with a gadget loving oh and 2 teenagers .every time i mention budget to my husband he becomes quietly aggressive can those two go together ??? He has his head firmly in the sand aka law books lol we really do need to take charge and use the 0% offers that are coming through the door .i want a fund set up ready for dd for uni but everytime we clear a debt dh seems to manage to use the money elsewhere he is definately alive for today type where i am a mixture of both . I want our feet cleared no dno loans no cc and no mortgage we earn enough if we stop spending i'm on the point of removing his cc what to do what to do ?

elly68

Right couldnt settle last night paying for chrimbo always makes me fidgety ,although we have saved the family allowance since the summer for this so we will come out evens if i have my way we will keep some .problem is kids birthdays are dec and jan.however i have most of it covered already . I am going to do pots from january i am currently eating down the fridge ,freezer as we waste way to much food .also gonna look at oldstyle re windows i changed crtains last year and these are just not kicking it . Well i will be ack fly lady day for me did lots yesterday

elly68

Right tried to corner dh again today re budget he is outside hiding in the man cave ,having read some of the totalsmade on ebay on here i think its time to get my camera out again