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Hidden loan broker fees
i have lost over £300 to broker companies who took money from my bank without my knowledge, these companies mymoneyfinder.co.uk/com, moneygaga, loanmarketing.co.uk and mymoneyhelper.co.uk have taken fees ranging from 69.99 to 34.99. i have now taken on a company to help me sort my fiancial issues and they have sent me a letter to send to these companies, but i cannot find any address for these companies, can anyone please help me.
When i contacted my bank, they told me i had upto another 70 companies waiting to take money from my account with pending transactions and there is nothing they can do to stop these, Stamford fiancial services who are helping me with my debts told me to call my bank and ask them to stop any recurring charges but the halifax said they cant and nor could they stop the money i have already paid, this means these other companies who are trying to take money will empoty my account on my next payday for services i have not asked for, how they all got my bank details has to be down to mymoneyfinder.co.uk or com as they are only company i cgave banking details too.
Please can someone help me find these addresses so i can end this nightmare???
When i contacted my bank, they told me i had upto another 70 companies waiting to take money from my account with pending transactions and there is nothing they can do to stop these, Stamford fiancial services who are helping me with my debts told me to call my bank and ask them to stop any recurring charges but the halifax said they cant and nor could they stop the money i have already paid, this means these other companies who are trying to take money will empoty my account on my next payday for services i have not asked for, how they all got my bank details has to be down to mymoneyfinder.co.uk or com as they are only company i cgave banking details too.
Please can someone help me find these addresses so i can end this nightmare???
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Comments
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Firstly, stop trying to take out a loan.
Secondly, cancel your debit card.
Thirdly, open a new basic bank account and have salary/benefits paid into there.
Fourth-ly, DO NOT ever give out your debit card details again! Read T&Cs of everything!
I'm not sure what other advice to give.
HBS x"I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."
"It's easy to know what you're against, quite another to know what you're for."
#Bremainer0 -
Also, are you using a paid debt management company? If so, STOP and speak to StepChange or Payplan.
HBS x"I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."
"It's easy to know what you're against, quite another to know what you're for."
#Bremainer0 -
Hmmn first post - 70 outstanding transactions - yeah right - Bah humbug.0
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i have lost over £300 to broker companies who took money from my bank without my knowledge, these companies mymoneyfinder.co.uk/com, moneygaga, loanmarketing.co.uk and mymoneyhelper.co.uk have taken fees ranging from 69.99 to 34.99. i have now taken on a company to help me sort my fiancial issues and they have sent me a letter to send to these companies, but i cannot find any address for these companies, can anyone please help me.
When i contacted my bank, they told me i had upto another 70 companies waiting to take money from my account with pending transactions and there is nothing they can do to stop these, Stamford fiancial services who are helping me with my debts told me to call my bank and ask them to stop any recurring charges but the halifax said they cant and nor could they stop the money i have already paid, this means these other companies who are trying to take money will empoty my account on my next payday for services i have not asked for, how they all got my bank details has to be down to mymoneyfinder.co.uk or com as they are only company i cgave banking details too.
Please can someone help me find these addresses so i can end this nightmare???
Firstly are stamford fiancial services taking a fee for the service ?
If so ditch them and go with payplan/cccs, can save money that way.
Did you read what you were signing up for though ?0 -
Insanity rules.0
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My partner and i had a similar problem and after a bit of digging around I found that Moneygaga is a sister company of 1Loan (details below.) Within a couple of hours of emailing them (customerservices@the1loan.co.uk) I was sent a refund request form, and have been promised a refund of £39.99 within 30 days. Hope this helps x
The 1 Loan are a trading style of Secure My Money Limited, Company Number 07713650, V.A.T Number 126630235. Consumer Credit License Number 647577/1, DPA No Z2788340. !Registered Office : 8th Floor, 80 Mosley Street, St Peter's Square, Manchester, M2 3FX.!0 -
Crikey, at what point did you (or have you) realise you can't google for a bad credit loan and get one?
How much are your scamming ambulance chasers charging for doing what I just spent 2 minutes doing?
mymoneyfinder
http://mymoneyfinder.co.uk/HelpCentre/RefundPolicyRequesting a Refund
Members must request a refund in writing and must include a copy of their receipt.
Written requests must be submitted to:- MY MONEY FINDER, 83 Ducie Street, Manchester, , , United Kingdom, M1 2JQ
Moneygaga (seriously??? :rotfl:)
https://www.moneygaga.co.uk/terms.html5.Fees
We charge a fee up to £34.16 for providing the service of acting as a finance broker. By proceeding with your application you are agreeing to pay our processing fee. We specify the fee as part of our communications with You. If You do not enter into a loan offered by a lender or financier within the 3 months We act for You, We will refund your full administration fee minus £5 as stated in the Consumer Credit Act 1974. Refunds must be requested in writing at customerservices@moneygaga.co.uk to avoid repayments being sent to a wrong address. In the event that your card is declined, we will attempt take payment on that same card as many times as we desire for up to and including 60 days after you made your application. If you wish us to stop trying your card please inform us by post or email.
6. Cancellation
Under the Financial Services (Distance Marketing) Regulations 2004 you have a right to cancel your application within 14 days of receiving these terms and conditions and receive a refund. If You wish to cancel your application, You must write to us. In this event We will refund your fee within 30 days of the date on which We receive your written request to cancel your application. Any such requests should be made to: Moneygaga, Beechfield House, Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
Loanmarketing
https://www.loanmarketing.co.uk/home/terms5. Fees
We charge a fee for providing a service of acting as a finance broker. We specify the fee as part of our communications with You. If You do not enter into a loan offered by lender or financier within the 6 months that we act for You. We will refund the fee less than the £5 brokerage fee provided for by the Consumer Credit Act 1974. Refunds must be requested in writing to avoid repayments being sent to a wrong address. To facilitate Us processing payments and repayments You authorise Us to retain your charge, credit and debit card details. With regards to payments set up by debit or credit card we will attempt to take £39.99 when you make your application. If this payment declines we will immediately attempt to take a payment of £1 in order to validate your card details, should both of these attempts fail we will attempt to take the £39.99 until You notify Us in writing that you wish Us to cancel such attempts or a period of 62 days has passed. Should the £1 validation payment accept then we will then attempt to take the £38.99 once per day until you notify us in writing that you wish Us to cancel such attempts or a period of 62 days has passed.
Under the Financial Services (Distance Marketing) Regulations 2004 you have the right to cancel your agreement with us within 14 days of receiving these terms and conditions, you will be entitled to a full refund which will be made within 30 days of receiving your request. If you would like to cancel You must Inform us by writing to Loan Marketing Ltd, 5300 Lakeside, Cheadle Royal Business Park, Manchester, SK83GP.
6. Cancellation
Under the Financial Services (Distance Marketing) Regulations 2004 you have a right to cancel your application within 14 days of receiving these terms and conditions and receive a full refund. If You wish to wish to cancel your application, You must write to Us. In this event We will refund your fee within 30 days of the date of which We receive your written request to cancel your application. If you would like to cancel You must inform Us in writing by writing to Loan Marketing, 5300 Lakeside, Cheadle Royal Business Park, Manchester, SK83GP0 -
Crikey, at what point did you (or have you) realise you can't google for a bad credit loan and get one?
How much are your scamming ambulance chasers charging for doing what I just spent 2 minutes doing?
mymoneyfinder
http://mymoneyfinder.co.uk/HelpCentre/RefundPolicy
Moneygaga (seriously??? :rotfl:)
https://www.moneygaga.co.uk/terms.html
Loanmarketing
https://www.loanmarketing.co.uk/home/terms
So I've sent them a txt and an email so I should be good, right?
Any idea how I get my £200 back from the Nigerian Prince who asked me to send it to him by Western Union? I don't think he has a website with details on requesting a refund. He did promise me $23billion if that is relevant but so far he hasn't paid up. Help..."We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein0 -
Clive_Woody wrote: »Any idea how I get my £200 back from the Nigerian Prince who asked me to send it to him by Western Union? I don't think he has a website with details on requesting a refund. He did promise me $23billion if that is relevant but so far he hasn't paid up. Help...0
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I also had two payments of £39.00 taken out of my account after I declined their loan offer. My bank card has now been canceled and a new one is being sent to me so they will not be able to get another penny out of my account .I also reported it to the police who have viewed it as a crime and have issued me with a crime number.0
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