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Do you buy when you disagree?

13

Comments

  • pjcox2005
    pjcox2005 Posts: 1,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    To counter the prices rising argument, still worth taking time to do properly, as stamp duty, legal fees, moving costs are going to be more on a £250k property if you decide you can't live with it and have to move out, than any rise in prices over the next couple of months.
  • ging84
    ging84 Posts: 912 Forumite
    Part of the Furniture Combo Breaker
    sounds like you are lukewarm because you're not that happy about the house at the price

    would you still be lukewarm if it was 2k less? 5k less? 10k less? 50k less?
    make your offer accordingly

    With my purchase my partner was much happier with the price that i was, so we pushed on price, we nearly lost the house, GF was not pleased, but in the end we got what we wanted for a price we were both happy with.
  • Hi,

    Some people say that you should only buy when you are 110% certain that you want that property.

    Thoughts?

    I used to think like that, and as a result missed out on some great properties that I now really regret.

    Everything is a compromise. Location, size, price, transport, schools. You will always have to accept that one or other of those isn't what you were after.

    If you like it enough, go for it.

    Don't wait for the "perfect house". It doesnt exist
  • System
    System Posts: 178,385 Community Admin
    10,000 Posts Photogenic Name Dropper
    Agree, but the time works against us. The prices are creeping up each month.

    If this is a bubble then what happens when it bursts?


    Time is not on your side and hence buying a house you don't really like doesn't make sense to me. I would only buy something I actually like as it is somewhere I have to live.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • If you were only renting would you still want to live there?

    When we were looking for our first-time purchase it was so hard to find something that ticked every box that we both loved, so I took a more pragmatic approach of: 'If we were just renting would I be happy to move in'

    If that was a yes, and the price was within range, and there were no major repairs required, we put an offer in.

    We ended up buying a flat that initially my gf really wasn't sure about, but after a few months settling in and a lick of paint turned it into our dream home.
  • Buying a property together is a big decision, especially, if you aren't planning to move in the future effectively buying your forever house. I wouldn't buy any house that my husband isn't happy with and I am sure he wouldn't want to buy one that I didn't like either. It's a joint decision, and I think you both need to be happy with it. The property your other half likes isn't the only one for sale. I am sure there will be many others that you could both be happy with.

    Not sure what you mean by having to pay more for waiting but whatever it is, I am sure finding the right property for both parties is important and will be worth the wait. Good luck.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    ACG wrote: »
    I think it really depends. Is this a house for a few years or a final house?
    Thrugelmir wrote: »
    Keep viewing property. The more you view will enable you to benchmark against.

    These two comments just about sum my feelings up on it.

    How many places have you seen so far? Is she jumping at something that's half-way decent early in the search, or have you just about exhausted anything even remotely viable?

    If it's the latter, and you're viewing it as a short-medium term step on the ladder, then I'd be far more inclined to compromise than if it's the former and you're after a forever place.

    Discussing it backwards and forwards might well help, but we've found that we can talk ourselves into or out of almost anything...
  • Kynthia
    Kynthia Posts: 5,692 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why are you less keen? If it's just the price then that will matter less once you're living there. Obviously I'm not saying it's always fine to overpay, but if you've looked for ages, it's the best house to suit your needs, the market is rising and the vendor wants £5/10k more than you think it's worth, then perhaps go for it. How would you feel if you lost it, would you end up paying more for something you like less, how much extra would you monthly mortgage repayments really be?

    If not price then why else are you lukewarm? If it's things that can be changed over time like decor and layout, and the partner likes it for size, location, nice road, etc, then go for it. Otherwise there's no point owning a house that one of you will never be happy with.
    Don't listen to me, I'm no expert!
  • Mobeer
    Mobeer Posts: 1,851 Forumite
    Part of the Furniture 1,000 Posts Academoney Grad Photogenic
    Hi,
    My missus likes it while I'm lukewarm
    ....
    Thoughts?

    Walk away. A house doesn't have to be perfect (it never will be) but you should at least like it. Don't spend the next X years living somewhere that doesn't feel like a home.
  • I had a similar experience when I bought my first house with my ex BF. He wanted a particular house, I was undecided. As he was such an awkward b*gger I relented and was never happy there. We then split up (because he was an awkward b*gger!) and I then bought a little house of my own. It wasn't really what I wanted or in an area I wanted but it was all I could afford at the time and I only intended to live there for 3-4 years until I could afford something better.

    Now here's my real health warning - the recession happened and I got stuck there for many more years than I planned. It wasn't awful, but as the years passed I became more and more unhappy there.

    I have finally moved early this year (my parents say I'm happier than they've seen me in years) but I have learnt from my regrets about my previous property purchases. When I was buying my current house and had lists and lists of what I wanted/must haves/nice to haves. When I viewed my house the lists were screwed up, thrown in the bin and it was gut instinct alone that I went on. I loved it the minute I saw it and I just knew it was the one.

    Having lived here for getting on for a year - I was right. Trust your gut.
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