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Contract phones if bad &/or no credit history?
TRAVELMAN_2
Posts: 864 Forumite
in Mobiles
Hi all,
At my present address credit file is not good at all. Moving soon so at my new address (obviously will not be linking it back to old address!) there will be NO info when a credit search is done!
Any ideas on any contract phones (even if I have to pay a deposit) that would be worth looking at-or am I stuck with PAYG?
At my present address credit file is not good at all. Moving soon so at my new address (obviously will not be linking it back to old address!) there will be NO info when a credit search is done!
Any ideas on any contract phones (even if I have to pay a deposit) that would be worth looking at-or am I stuck with PAYG?
0
Comments
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Even when you move your credit file follows you unless you use a different date of birth and name :rotfl:
You have to give your old address details for up to 3 years for most places including all mobile phon places. Your best bet is going with three as they have the most lax standards when it comes to credit checks. Make sure you get on the voters role to as this stops a lot of folk getting rejected for things.
HPH :cool:0 -
If you don't give your previous address (say for example you'd been overseas working for 6/7 years) then surely it won't link back automatically?
My other 1/2 3 years ago went Bankrupt & she opened a new bank a/c a year ago-saying she'd been in France. Same name/dob. Very naughty I know but it seemed to work for her?0 -
I think maybe someone with no history at all is seen as as high a lending risk as someone with a bad credit history.0
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