compulsory contents insurance for a tenant?

Guest101

Road_Hog wrote: »

You may then be in breach of contract.

And? They can't force u to claim on the insurance anywY, it's redundant.

CC-Warrior

I've had this recently from a nationwide lettings specialist, the utter to$$ers. As if their rip-off fees aren't enough. I had to show them proof before signing the agreement, which was just a print out of the confirmation. I could have easily cancelled it afterwards if I'm honest, but it was only £50 for the year for what I needed. What difference does it make if the tenant doesn't have contents insurance? I think it's more that the policy includes accidental damage to the landlords fixings than anything else.

Kynthia

marleyboy wrote: »

Spoken like a true insurance salesman with the same old scaremongering tactics.

Plenty of "What ifs?" which can be answered with "that's the risk I will take".

I don't have a problem with people deciding to take the risk and don't agree with contents insurance being compulsory. The problem is that there are so many tenants that haven't given it a thought at all or mistakenly think they are covered by the landlord. Therefore I would agree that LA's should point out that it's recommended for tenants to have their own.

The same goes for those that own leasehold properties and therefore don't arrange their own buildings insurance. It meant I never gave contents insurance a thought until there was a leak that damaged my new bed.