working vs benefits

Dunroamin

SJI85 wrote: »

That really isn't the case, it depends on a person's individual circumstances.

Ideally people would take work over benefits, even if it means being, say, £10 a week worse off. However, £10 a week can be a substantial amount of money for someone on such a low income.

TBF, if you look at what the OP's household income is at present, it really isn't a low income at all.

Morlock

krustylouise wrote: »

...we'd all be financially better off not working and on benefits (this has recently been confirmed to me by a lady in my local town hall...

If a lady in your local town hall says so, it must be true.

p00hsticks

krustylouise wrote: »

we'd all be financially better off not working and on benefits (this has recently been confirmed to me by a lady in my local town hall, .

Sorry to be rude but I simply cannot let this pass - this is absolute BS! At least it has the advantage that it is such a ludicrous statement that anyone with an ounce of common sense would recognise it as such.

Morlock

krustylouise wrote: »

When I start work full time I lost £300 a month.

Please explain how (I don't expect that you will answer).

victoria04

we will be worse off confirmed by CAB this morning plus will lose dental and prescription help which husband is on a lot of meds at the mo; but still think it will be worth giving it a try as would really like to get off benefits, when hubby goes back to work next year there seems to be a lot more support but not much, if any help for carers returning to work, the man at CAB says he gets a lot of people in our situation that want to return to work but they are financially a lot worse off, not just a few pounds sadly,we do not have any luxury items tv is basic package with virgin dont think we can go any smaller,neither of us smoke,drink or go out but will re look at things our food bill is high so that might be an area we can cut back on

thanks again for all your comments xx

red_devil

krustylouise wrote: »

I agree, it can cost people dearly, but I'd sooner be out of pocket than take more money off the government! When I start work full time I lost £300 a month. That is obviously alot of money, but something I would rather have done.

she was asking for advice not personal opinions. It makes no sense to make yourself worse off.

Morlock

victoria04 wrote: »

we will be worse off...

How much worse off, out of interest?

singlehouseholder

You could get a pre payment prescription card if you have to pay for meds, mine, after my accident would cost me over £90 a month, instead I pay around £10.40 a month. Can't complain at that.

victoria04

hi
prepaid certificate might be worth looking at as i am sure he will still be on meds when he returns to work..thank you

we would be about £50 worse off per week thats rounding it off..not a horrendous amount but i would have fares on top of that as do not drive..to be honest its more the claiming for everything before xmas and then again when hubby returns to work hopefully march/april and then again when son is 20 in may lol but i am sure we will get there just wish there were more advisors to help/assist you along the way jobcentre were clueless, not saying they are all bad but our local one is not very good x

Morlock

victoria04 wrote: »

we would be about £50 worse off per week thats rounding it off..

Considering that you would be working 16 fewer hours per week, it's not too bad. If you worked for those 16 extra hours, you would earn another £100+ per week.