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British gas question please

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Hi,
We are with british gas for electric and gas, both on pre pay meters.
The electric is on a standard tarif, as we recive some benefits and hav a disabled child would there be a low income tarif at all that we could change to instead of the standard one ?
Thank you

Comments

  • Nada666
    Nada666 Posts: 5,004 Forumite
    No, the tariff for people on a low income is the cheapest tariff which is available to those using credit meters. Change the prepayment meters to credit meters and pay by direct debit - that can save you more than 20%.

    If you want to stick with prepayment meters then you pay a premium - your choice. As you have a disabled child you may qualify for a warm homes discount and cold weather payments - if you qualify to receive these then you receive them for either type of meter.
  • SwanJon
    SwanJon Posts: 2,340 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    British Gas withdrew its Essentials tariff a few years ago and replced it with the Warm Home Discount scheme:
    http://www.britishgas.co.uk/SiteSearch/?q=Warm+Home+Discount+Scheme
    Other suppliers are also part of this scheme.
    Have a look at a comparison site to see if there is a better tariff for you.
    You can also look into having the meters swapped to 'credit' meters where there is a wider range of tariffs:
    http://www.moneysavingexpert.com/utilities/switch-prepaid-gas-electricity
  • MK55
    MK55 Posts: 286 Forumite
    Nada666 wrote: »
    No, the tariff for people on a low income is the cheapest tariff which is available to those using credit meters. Change the prepayment meters to credit meters and pay by direct debit - that can save you more than 20%.

    If you want to stick with prepayment meters then you pay a premium - your choice. As you have a disabled child you may qualify for a warm homes discount and cold weather payments - if you qualify to receive these then you receive them for either type of meter.

    This is pretty much incorrect, you pay the same rate per unit on a pre pay meter as you do for a customer not paying by direct debit. So you aren't paying a premium.

    However they are right, you could switch and get a direct debit discount this is mostly 6% or less at a lot of companies, you could also then chose a discounted tariff but again most of these are around 4-5% so you're definitely not paying a 20% premium for having pre-paid meters.

    Ring your supplier and see if you qualify for the Warm Home Discount scheme.
  • Nada666
    Nada666 Posts: 5,004 Forumite
    edited 3 December 2013 at 6:17PM
    MK55 wrote: »
    This is pretty much incorrect, you pay the same rate per unit on a pre pay meter as you do for a customer not paying by direct debit. So you aren't paying a premium.

    However they are right, you could switch and get a direct debit discount this is mostly 6% or less at a lot of companies, you could also then chose a discounted tariff but again most of these are around 4-5% so you're definitely not paying a 20% premium for having pre-paid meters.

    For average use (16,500 and 3,300) cost is £1495 for standard prepayment from legacy suppliers, cheapest prepayment tariff is £1325 but with a credit meter cheapest tariff is less than £1060. According to my arithmetic £265 is 20% of £1325.

    Details in your region and for a different usage will vary.
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