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2014 mfw

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Comments

  • mortgage_destroyer
    mortgage_destroyer Posts: 86 Forumite
    No 100 here just had a letter from the mortgage company saying my mortgage payment has dropped by £30 a month so upped my weekly standing order for my overpayment to £145 a week instead of £135 a week:):j

    No 100 Overpayments for August 14 will be £580

    Many Thanks for everyone's posts really helps keep me motivated to keep overpaying.
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    mortgage destroyer,it's great how snowball effect works as your balance gets lower an lower

    g/l MF journey
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • girl_afraid
    girl_afraid Posts: 82 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    #82 another overpayment of £50 :) thank you
    MFW 2014 #82 £2000 / £2000 MFW 2015 #82 £1200 / £1000
    MFW 2016 #82 £1200 / £1000 MFW 2017 #82 £2350 / £2000
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Another couple of OPs since last time I checked in = another £100 to bring July to a total of £1958 in MOPs for #69 please JCL.

    Many thanks for the spreadsheet     :D
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • greent
    greent Posts: 10,911 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No 35 reporting with July's OP of £2004.95 :D:D


    Thanks! :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • icontinuetodream
    icontinuetodream Posts: 992 Forumite
    I've been Money Tipped!
    No 92 - first payment for August of £800 :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Caeraugirl
    Caeraugirl Posts: 603 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 1 August 2014 at 5:51AM
    Have been MIA for several months, paying off the last of our holiday spends then finally tackling the credit card habit - was paying it off in full every month only to have no money left, then putting it all on the card again! I'm convinced I ended up spending so much more that way too, but another month of tight-ish budgeting to go and I should have it sorted....

    Anyway, the upshot of all that is that I finally have the money to restart OP's, please can you put me down for £500 for August JCL, #111. Well done everyone on your OP's, have kept reading even while I wasn't OP'ing and you've been keeping me motivated!
    #21 Save £12k in 2025 £25577.35/£20000


  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    no 7 with my august payment of £675.17. we have just bought a vintage campervan and she's taking most of my cash at the moment, i think i need to lower my annual target. However, we have paid £14,259 in total to our mortgage in the year since we moved in, so pleased about that.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No. 48 reporting in with July OP's of £43,146 (no, not a typo :j). Target met :T:T:T.

    Well done everyone :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Gingerfell
    Gingerfell Posts: 37 Forumite
    Right, no 36 reporting in. Fraid i've got a bit of a shuffle to do.

    from Jan-April should be £252.44/mnth
    May-June £302.44/mnth
    July is £340.00
    and new for August... £305.00!

    seems i'd been doing a bit of rounding up on the OP's by accident. All corrected now on my spreadsheet. Sorry JCL and thanks for updating!
    Mortgage Jan 2013 £116677
    Jan 2014 £102k
    Target Jan 2015 £95k
    2013 MFW no149 £10601/£10601 target reached
    2014 MFW no36 £2880.37/£3436 ahead of schedule
This discussion has been closed.
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