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2014 mfw

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  • Hi JCL
    £2600 OP for me this month. Apparently having a baby is good for my bank balance :cool: (got stuck in hospital for longer than expected, and haven't been able to go out to spend any money!)

    Belle
    MFiT T3 no 115, MFW 2015 no 65
    April 2011 balance when mtg started 300,000
    March 16 2015 balance - 165,972
    MFiT T3 target 190,000 - REACHED!!!!:beer:
  • York Brood - no 20 £300 for November please :)
    Dec 2011 £101,000 :(
    March 2013 - £90,000 (ish) April 2013 - in the 80's
    June 2014 - in the 70's :j
    July 2015 - will be in the 60's :T
    Original end date - December 2026 We're getting there
    Hoping for - asap :rotfl:
  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No. 3 - £350 OP for October :D

    Thanks JCL
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    This week's update is done - good progress everyone! Just two months left to hit those targets!

    I'm trying to locate those members who signed up for this challenge but haven't yet posted an overpayment. There's a list in the thread below in case you know any of them and I've also sent a private message. If they don't post in this thread to confirm they're still taking part then I'll remove them from the list. That way we make sure our overall target and progress accurately reflects those are taking part. :)

    https://forums.moneysavingexpert.com/discussion/5098394

    Have a great weekend all!
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • Hi All
    I'm sorry I have completely forgotten to update my mortgage overpayments on here but I am still over paying.
    I upped my monthly payments by £100 a few months ago.
    Yesterday I upped the payments by another £54 per month.
    I have also made a one off payment of £235 this month as I managed to raise money selling a few things.
    Hester
    Chin up, Titus out.
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    No problem at all, Hard Up Hester. :)

    To make things easier could you give me the overall amount you have overpaid by this year and I can put one amount in for the year so far? Then it's just a case of posting in here anytime you make an overpayment and I will update the spreadsheet.

    Thanks :)
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • Hi JCL,
    No 77 reporting with a total overpayment of £903.55 for October :j which brings my total op's for the year up to £5288.16.

    Have a great Saturday everyone,

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • No 92 - October total £1150 :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • This was my last post, sorry for being awol but havent been able to do any OPs other than standard due to personal circumstances (and hols and daysout over summer ;) )

    So please add to my measly total
    June, July and Aug £165 for each month
    My total now is £2580 I feel quite sad at this total but cant be helped and I keep telling myself my mortgage is only £22k now and I only have 2yrs 3 months left :D

    Again my previous post to see where my last update was -

    Sept, Oct and Nov £165 for each month as before.
    Total now £3075/5000 61.5% I usually would have thrashed my OP target by now :(

    Thanks JCL :)
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Hi JCL/MFW's,


    Thanks for your PM, I didn't think I had signed up for this year, hence my lack of updates. However, I have been overpaying and have OP'd £2118.56 year to date.


    Thanks for the kick up the bum!
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
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