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2014 mfw

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  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    #104 with Oct OP of £100 :)


    Thanks JCL x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • No128 with overpayment of £550 for October. Hope to stay on target with Christmas looming...

    Thanks JCL x
  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    Number 143 reporting a payment for September of £780.00 and October of £892.41 making me finally Mortgage Free. Well fully offset anyway. :beer:


    I'm so relieved, but also a bit scared about what comes next. DH and I would like to retire early, but don't want to be skint. :D We have 2 children to put through Uni first (hopefully) so I definately have new challenges ahead.


    Thankyou all for your support on this forum - especially JCL for keeping the spreadsheet up to date. :T
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • No 36 reporting in with an extra £17 for October...

    thanks JCL
    Mortgage Jan 2013 £116677
    Jan 2014 £102k
    Target Jan 2015 £95k
    2013 MFW no149 £10601/£10601 target reached
    2014 MFW no36 £2880.37/£3436 ahead of schedule
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    edited 6 October 2014 at 7:20PM
    This week's update is done. We have now collectively over paid more than half a million pounds!!! Well done everyone who has contributed to that total and taken their own steps to becoming mortgage free. Let's keep it going between now and the end of the year!

    Talking of being mortgage free - congratulations Ruthy1604 - must be a great feeling to have everything in place, ready to pay off the house. :)

    Welcome back to kandfs mam - glad to hear everything worked out for you. :)

    Well done also to those who have reached their 2014 targets already! Great work.

    Have a brilliant week everyone and keep those overpayments going.
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • No. 105 reporting in, the spreadsheet hasn't been updated for me since January but I have been overpaying! I thought I had posted since then but maybe not, here are my figures...

    Feb £158.90
    Mar £158.90
    Apr £163.59
    May £163.59
    Jun £163.59
    Jul £0.00
    Aug £0.00
    Sep £213.59
    Oct £213.59

    Sorry I'm rubbish at updating! But only slightly rubbish at overpaying, and trying, which is the main thing! :o:o

    WELL DONE Ruthy1604!
    :heartsmil Stay-at-home-mummy of two, pinching the pennies but loving it! :heartsmil
    :grin:Spreadsheeter, piggybanker, envelope-system user!:grin:
    :exclamati Debt £1400/£6500 21.5% :exclamati
    :question: Emergency Fund £0/£500 0% :question:
  • calicocat
    calicocat Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Chutzpah Haggler
    Hello.....could I join in please?

    Bit late in the year to be posting I know, but would like to keep focused as have been slipping a bit on my overpayments.

    I will join next year's thread....but for now could I just join to keep me going for now at the tail end of this one?

    Aim for rest of this year , at least £800.


    Thanks.
    Yep...still at it, working out how to retire early.:D....... Going to have to rethink that scenario as have been screwed over by the company. A work in progress.
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    Never too late to join calicocat - well unless it's 2015! :) I will add you to the spreadsheet when I make the next update - probably at the weekend.

    Kansaskitty - I've checked back and you've definitely not posted any overpayments in this thread since January. I will add those you've given at the next update.
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    hello - no 7 here with a payment for october -£675.17. I have ground to a halt with my overpaying at the moment as life keeps getting in my way! But hopefully will get started again next month.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • No 99 here, realising I have neglected to post here for some time. At least I kept up with the payments though.

    Apr - June £500 per month, Aug - Oct £500 per month. So that's £3000 in total.

    I promise to try to be better at updating in future.
    2014 MFW 99 - Overpayment Target £4000/£4000
    2013 MFW 15 - Overpayment Target £6000/£4000
    2012 MFW 141 - Overpayment Target £8500/£6300

    "Little by little, one travels far" - J R R Tolkien
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