Guaranteed Halifax All in One- Can I Ask for Reward Clarity Instead?

cautiousjon

opinions4u wrote: »

I believe you can get Clarity in branch only. So you need to ask in branch.

Remember the Clarity has no introductory rate and they could charge you 21.9% if accepted.

I have a Reward Clarity card and they gave me a 21.9% APR. The only difference is that I get charged a bit more interest when I withdraw cash. However, it really is pennies in the grand scheme of things and the £5 reward more than covers it.

Alarae

Went in branch while I was in town today and got approved for a Halifax Clarity, no problems.

So with Aqua going and since I have maxed the Amex Platinum intro bonus I'll be putting spend through Clarity until £300 then anything leftover can go onto the Amex

nightswimming

11 REWARD PAYMENT
11.1 If you meet the requirements set out in condition 11.2, then for any statement period in which you:-
(a) make at least £300 of Purchases (once any Purchases refunded in that period have beend deducted);
(b) stay within your credit limit; and
(c) make your minimum monthly payment;
you will qualify for a £5 credit to your account in the following month. The credit will not be treated as a payment to your account under these conditions.

11.2 To be eligible for the reward set out in condition 11.1, you must, at the time you enter into this agreement:-
(a) hold a Halifax current account and pay in £1,000 or more each month;
(b) use our switching service to move your current account to a Halifax Current Account and agree to pay in £1,000 or more each month;
(c) open or hold a Halifax Ultimate Reward Current Account.


This is from the T&Cs for the Clarity card linked by KTF above. So if the regular Clarity gets the £5, what extra do you get with the Reward card?

opinions4u

nightswimming wrote: »

This is from the T&Cs for the Clarity card linked by KTF above. So if the regular Clarity gets the £5, what extra do you get with the Reward card?

It appears to be one and the same thing. Just certain customers get a fiver and others don't.

Midland45

Can someone please confirm if it's possible to upgrade a Halifax Clarity Credit Card to a Halifax Clarity Reward Credit Card. I do have a Reward Current Account, have spent over £300 on it, met all the terms required but haven't received the £5 reward on the credit card. I always receive it on my Reward Current Account. I rang my Halifax branch and they said they didn't think there was any difference on the cards. So I should receive the £5. Ringing the Credit Card customer services, they told me the clarity card has to be cancelled and a new one issued. Seems ridiculous, but not unexpected lol. Anyone know the correct info?

Grade_A_Reject

Midland45 wrote: »

Can someone please confirm if it's possible to upgrade a Halifax Clarity Credit Card to a Halifax Clarity Reward Credit Card. I do have a Reward Current Account, have spent over £300 on it, met all the terms required but haven't received the £5 reward on the credit card. I always receive it on my Reward Current Account. I rang my Halifax branch and they said they didn't think there was any difference on the cards. So I should receive the £5. Ringing the Credit Card customer services, they told me the clarity card has to be cancelled and a new one issued. Seems ridiculous, but not unexpected lol. Anyone know the correct info?

I was given exactly the same information by Halifax customer services a long time ago. The Clarity card has to be cancelled and then you have to re-apply for a Clarity Reward card as they can't just upgrade it.


I cancelled then applied and got rejected!!


I've since read that the standard Clarity card works as a reward card. It seems Halifax CS don't know so anecdotal evidence is the best you're going to get I think.

iAMaLONDONER

Grade_A_Reject wrote: »

I was given exactly the same information by Halifax customer services a long time ago. The Clarity card has to be cancelled and then you have to re-apply for a Clarity Reward card as they can't just upgrade it.


I cancelled then applied and got rejected!!


I've since read that the standard Clarity card works as a reward card. It seems Halifax CS don't know so anecdotal evidence is the best you're going to get I think.

You should complaint to Customer Services!