Finances and separation

LiteratureLover

Last night I came to a sad realisation. I was having an asthma attack and subsequently a panic attack my husband went back to bed because he was cold. At the end of a very tough year, I realised we may have to separate as I don't know how to make him realise I need him to help me out a bit more.

Anyway, as this is in danger of becoming a heartfelt outpouring - I'm terrified re finances. I am paying everything I can back to get rid of my huge debts and don't think I can afford to get a place on my own in the mean time. I can't stay here and my family are kind but not practically supportive.

Can anyone give me some practical advice re separation. We have been married for 4 years, have no children and have a mortgage, unfortunately from the days of Northern Rock's 110%.

Person_one

It would probably be a good idea to post on the debt free wannabe board.

http://forums.moneysavingexpert.com/forumdisplay.php?f=76

Best of luck.

RAS

There is some good practical advice here https://forums.moneysavingexpert.com/discussion/1276963

and look at www.turn2us.org.uk.

Are you under of over 35?

lika_86

How much are your debts? How long do you estimate it will be until they're paid off?

Are you working?

LiteratureLover

Hi, I'm over 35 and working full time. I owe about £30,000.

Thanks for the advice so far.

RAS

LiteratureLover wrote: »

Hi, I'm over 35 and working full time. I owe about £30,000.

Thanks for the advice so far.

In which case speak to one of the debt charities urgently
http://www.moneysavingexpert.com/loans/debt-help-plan#help

Step change or NDL. They can help you decide what to do about the debt.

You will be eligible for the one room rate if you are entitled to any LHA so find out how much that is in your area.