Help to Buy is nothing but an election ploy....

Loughton_Monkey

Percy1983 wrote: »

....I once drove my car at 110mph and didn't get caught. :cool:

So did I. Well actually 130.....

Since it was in Germany, on an unrestricted stretch of autobahn, I am not sure I was breaking the law....

Graham_Devon

Loughton_Monkey wrote: »

I mean 'impossible' to save would mean "every bit" of money being spent on "essentials" wouldn't it?

er.....

You are trying hard, I'll give you that.

Percy1983

Loughton_Monkey wrote: »

So did I. Well actually 130.....

Since it was in Germany, on an unrestricted stretch of autobahn, I am not sure I was breaking the law....

Sorry I have to ignore everything but the first line as that is how it works around here.

OMG you went how fast, you are a criminal, should should be locked up!

Loughton_Monkey

Graham_Devon wrote: »

You are trying hard, I'll give you that.

Very trying in fact. I find it rather easy....

Loughton_Monkey

Percy1983 wrote: »

Sorry I have to ignore everything but the first line as that is how it works around here.

OMG you went how fast, you are a criminal, should should be locked up!

OK.

I'm surprised you didn't call me a criminal and suggest I should be locked up!

mayonnaise

Percy1983 wrote: »

Whoops I have forgot it again... or maybe just maybe it never happened. :eek:

Hmmm...weird.
Maybe it's time to refresh your memory.

I will say my fiancee is mostly to thank, as it is we both had debts but I had the higher balance, as it is we just combined all debts and paid them together and as mentioned used the power of 2 separate credit files to abuse the balance transfer system.

http://forums.moneysavingexpert.com/showpost.php?p=36973768&postcount=11


https://forums.moneysavingexpert.com/discussion/comment/26335991#Comment_26335991

I am hoping to get a mortgage, of course I have no expectation of this right now and know I need to clear a good chunk of this, my financee has a small level of debt which is nearly clear.

No need for PM's. It's more fun when your lies are exposed for all to see.

Percy1983

mayonnaise wrote: »

Hmmm...weird.
Maybe it's time to refresh your memory.




http://forums.moneysavingexpert.com/showpost.php?p=36973768&postcount=11


https://forums.moneysavingexpert.com/discussion/comment/26335991#Comment_26335991



No need for PM's. It's more fun when your lies are exposed for all to see.

I have never said I didn't have a higher debt balance, but I have also said I have had a higher income, yet again just take one part of the story highlight it and take it as the whole story.

If you want to split rather big hairs we both drove cars yet the debt for both was in my name.

As said we teamed up, transferred debts BOTH WAYS, made everything interest free and cleared all OUR debts.

If you really want to use a bailout by the end of the debt clearing she would have paid approx £2k of my debt. OMMGGGG BAILOUT.

But then I put £7k into the deposit and she put in £2.3k, OMG I must have bailed her out.

Oh wait she apid some of me debt a few months earlier, best give that back.

So I put £5k intot he deposit and she put in £4.3k, OMG she bailed me out... oh wait... no she didn't

Then we move in.

In April 2012 I paid £400 more into the joint account than her, OMG I bailed her out.

In May 2012 I paid £400 more into the joint account than her, OMG I bailed her out.

In June 2012 I paid £400 more into the joint account than her, OMG I bailed her out.

In July 2012 I paid £1200 more into the joint account than her, OMG I bailed her out.

Need I continue?

So where are the lies? its very well posting things from my journey, but the only people denying parts of it is people like you.

Graham_Devon

Percy1983 wrote: »

I have never said I didn't have a higher debt balance, but I have also said I have had a higher income, yet again just take one part of the story highlight it and take it as the whole story.

Aye.

Notice what's happened again?

Threads been forced down the same route that the same people always seem to force it down.

Percy1983

Graham_Devon wrote: »

Aye.

Notice what's happened again?

Threads been forced down the same route that the same people always seem to force it down.

Was quite nice going back reading my old thread in DFW, reading it now brought back the happy memories at some points as I got some of the early shifts about done.

Interestingly the old DFW thread does highlight what I have always said, I was perfectly able to service all debts, never got over my head, never missed a payment and never used a DMP, so quite what I needed bailing out from is beyond me.

Maybe it just reduced interest payments... like I have always maintained...

System

It's weird how the thread always ends up about Percy when Percy wades in and starts talking about himself.

In every !!!!!!! thread.