Help to Buy is nothing but an election ploy....

Graham_Devon

wotsthat wrote: »

Why does there need to be an 'apart from that'?

So all the concerns from varying people, economists, groups etc should be ignored.

It's good because it helps people take more credit to get something quicker?

All this from the very people who have a go on every boomer thread at the young who "want it now" and "can't be bothered to save and work hard" in order to get what they desire.

Indeed. The hypocrisy is staggering.

mayonnaise

Percy1983 wrote: »

I was priced out for a good few years, its only due to raising my income above local averages, finding somebody to buy with and prices reducing 25% I was no longer priced out.

Don't forget to mention the bailout.

mayonnaise

Graham_Devon wrote: »

There is, I'm sure, an opposite article from a building company or a government spin doctor stating HTB is great.

Or we could ask the many thousands who were able to buy their own house, a place to call 'home' thanks to HTB.

Graham_Devon

mayonnaise wrote: »

Or we could ask the many thousands who were able to buy their own house, a place to call 'home' thanks to HTB.

Yes, and we could ask those on benefits who do not intend working whether the benefits they receive should be increased.

ruggedtoast

To hell with help to buy.

They are spanking the backside of The Golden Goose and trying to rattle eggs out of it when it has no more eggs left to lay.

What is this goose? Why, nothing other than hard working Gen X and the Millennials, doomed to fund lavish pensions, stellar house prices and boomer G&T parties.

BUILD MORE HOUSES.

mayonnaise

Graham_Devon wrote: »

Yes, and we could ask those on benefits who do not intend working whether the benefits they receive should be increased.

That's a real silly comparison, even for your standards.

blinko

ruggedtoast wrote: »

BUILD MORE HOUSES.

That is not the solution according to the government, the solution is to relax lending rules so that people can take on more debt.

wotsthat

Graham_Devon wrote: »

So all the concerns from varying people, economists, groups etc should be ignored.

When setting policy there comes a point where a decision has to be made. There is very rarely (if ever) consensus on the 'right thing to do'. That doesn't mean that legitimate concerns are being ignored.

Graham_Devon wrote: »

It's good because it helps people take more credit to get something quicker?

If it helps people to 'take on credit' earlier but they can offset this against rent payments that they otherwise would have paid then, yes, it could be a good thing.

Graham_Devon wrote: »

All this from the very people who have a go on every boomer thread at the young who "want it now" and "can't be bothered to save and work hard" in order to get what they desire.

Indeed. The hypocrisy is staggering.

You need to calm down - you'll have a Connery.

Loughton_Monkey

Graham_Devon wrote: »

Have I? News to me. Where did I say that? A quote would be useful?

I think I have said it's hard for "normal" people earning "normal wages" to save such sums, hence it would be better long term if we let house prices correct to a natural level. That would be the level that prices held their own through a combination of supply and true affordability.

I've never though, said it's impossible for people to save?

Well done Graham! Stick up for yourself. I concur that I don't remember you ever saying words like "impossible to save". You are often criticised of 'muddling' and I keep thinking you should defend yourself a bit more. Stand up for yourself. Kill the debate by sheer clarity and decisiveness. Say what you mean. Give 'em some stick!

I mean 'impossible' to save would mean "every bit" of money being spent on "essentials" wouldn't it?

er.....

Graham_Devon wrote: »

......Angry about it, yes, as I, and my son will never have the opportunity others have had. It will be much harder through life to save up anything for a pension as every bit of money earned is spent on essentials such as mortgages or rent and ever increasing tax bills....not just fixed taxes, but the extra taxes such as car parking permits to work etc.

Percy1983

mayonnaise wrote: »

Don't forget to mention the bailout.

Whoops I have forgot it again... or maybe just maybe it never happened. :eek:

If you wish I can send you a PM with the process in 4 stages, if you can read past stage one you will see there was no bail out.

With that I have another story to post, since the first line will only be read and thats all I will be judged on by the likes of you here goes (first line only):

I once drove my car at 110mph and didn't get caught. :cool: