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Apple muncher's number crunching

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  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    As it is the 1st of the month, I've just been playing with the bank account. And have paid over £659.08 to the mortgage. About 200 was 'left over' from July (very pleased with this!) and the rest was the 'usual' plus a Tilly Tidy. Hmmm. Seems such a lot, doing it all in one go! Makes me wonder if I've got it right... Ah well. Time will tell. And I've gotten a loooonnng way towards the s t r e t c h fund target already. Yippee!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • greent
    greent Posts: 10,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As it is the 1st of the month, I've just been playing with the bank account. And have paid over £659.08 to the mortgage. About 200 was 'left over' from July (very pleased with this!) and the rest was the 'usual' plus a Tilly Tidy. Hmmm. Seems such a lot, doing it all in one go! Makes me wonder if I've got it right... Ah well. Time will tell. And I've gotten a loooonnng way towards the s t r e t c h fund target already. Yippee!


    Well done! :):T
    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Thank you greent. Just hope I have enough left for the month ahead...

    Today, dh looked after dd while I went out. I did plenty of ch shops and was able to have a lovely mooch. And get stuff! A great haul of wool, from various shops, extremely bargainous and inspirational for monsters. A few bits of clothing for dd's bday (jan!) and some books for when we all go away. A tee shirt and bikini for me, some tracky trousers for dh.

    So much for the 'reduce the gubbins coming in!' I did take a bag to the Sally Army and used some of my credit to get dd a swim costume and shorts.

    This afternoon we all went up to the local coffee shop - they do 'the best strawberry ice cream milk shakes ever'. I now have enough stamps to get 2 free hot drinks there - useful for not spending later on this month.

    Really, really, really mustn't visit any more ch shops this month!

    Am now stuffing monsters whilst scooby doo fights monsters.

    2 more monsters, 2 owls and 2 puppies and I'll have to start knitting again!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Did a mini workout yesterday: 8k KB - 50x clean and press (2 hands - haven't dared try it withjust 1!), 50x 2-handed swings.

    And this morning: what I call the MF (Men's Fitness not Mortgage Free) one: 6x steering wheel turns; 6 clean + press; 12 overhead lunge; 12 halo/round the world; 6 jump lunge; 12 lunge with twist. Did it just twice with the 5k DB

    Off to church soon. For once dh isn't doing the PA, so I may have to sit with him...

    Keto doing fine - down 2lbs from when we returned from being away, and back to where I was before we went away. It really does stop me being hungry and seems to be what my body likes.

    This afternoon: prune the overgrown garden; whites wash; knit
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Whites wash done; pruning of the back garden mostly done. Tis only a teeny garden yet the weeds + cutting the 2 jasmines right back filled 7 binbags with green waste! Ultimately, the jasmines will be dug up when the fence is replaced - which should be this summer... - and there is sunshine streaming in through the kitchen window now. It needs a good clean!

    And a little knitting done - a cushion/pillow for doll Peter, and most of a dog so far.

    And the paddling pool has been blown up again, much to dd's delight!

    Now to work out a route for tomorrow's jaunt to the Sylvanian Families shop in north Lunnon. Google reckons 90 mins so far but I want to try a different - and simpler to do - route
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    How's about August Austerity as a focus, then?

    - Reduce: stuff coming in to the house; food spends with dh away
    - Re-use: re-purpose things (not sure what yet!)
    - Recycle: + give away

    - Keto eating
    - Workout (MF or otherwise [walk 15k; swim]) /31 (eek)
    - Knit/Craft /32
    - Bags to Sally Army /5 (should remove /100)
    - Swim with dd /5

    Food /225 (being away = most costly even though we don't eat out)
    Travel /200 ( poss 2 tanks of fuel, train tickets, oyster)
    S t r e t c h f u n d /750

    That'll do for now!

    Just had a few thoughts - a dangerous occupation...

    Was planning on reducing the food spends as dh will be away for up to 9 days this month. But we also GAIN 2 grown up visitors for about 12 days. And being away on holiday always costs more as dh invariably wants treats, even if I take them with us!

    Am also going to change the s t r e t c h fund as I count my 'usual' 400 as normal, not extra. So i shall subtract 400 from what I have paid over, but also change the target to ...£400. Now this WILL be a stretch to achieve! Mostly attained by not spending rather than by making extra pennies.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    A quiet start to the day. Off to norf Lunnon later, with 2 girlies, on an adventure.

    Dh went off to work early, as per usual. Tomorrow he has to be at Heathrow by 5.30/6am to meet his ds+ gf and bring them back here. Then on Weds, he is being picked up at 3.45am to fly to Norway for a few days. Silly times!

    Am off to sweep downstairs - who knew that building a japanese-style house could produce so much mess, eh?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    I have been well and truly worn out by 2 excited and excitable 7 year olds! The Syl Fam shop expedition has been accomplished, as well as finding a lovely playpark for lunch (and play!)

    Now, 2 very happy girlies are spreading out all their gubbins on the rug...

    I shall put a coffee on to brew, clean the bath and make up the spare bed (futon) while they play.

    Ooh, and I knitted 2 doggies whilst on the trains :D.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    TT of £4.80 made.

    'nother doggie knitted - have 5 to stuff and stitch up now.

    Will need to pay dance fees this month - £91. That'll pay for the whole term though.

    Will try to use only cash from now on (having used my card to pay for travel today + getting dd a promised item)

    Not spending is so much harder when not at work!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Alchemilla
    Alchemilla Posts: 6,253 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hear you on that, apple.
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