We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

LAND REGISTRY data finally shows FALLS in House Prices

1568101116

Comments

  • phlash
    phlash Posts: 883 Forumite
    500 Posts
    olly300 wrote: »
    You shouldn't have gone to university you should have worked your way up in life. :naughty:

    In my day people didn't go to university to get jobs they worked hard and studied in their spare time. :p

    BTW I know if you haven't got a degree now and are of a certain age many employers will not touch you. Maybe phlash it's time for you to emigrate.......

    Yeah, its all very funny isn't it?! Quite frankly, that is an appalling attitude.

    I actually can't believe you just posted that.
    I can take no responsibility for the use of any free comments given, any actions taken are the sole decision of the individual in question after consideration of my free comments.
    That also means I cannot share in any profits from any decisions made!;)
  • phlash wrote: »
    You're right, I should have magically been able to get together a deposit through university, and then bought a house making sure I could afford the repayments with my student loan!:confused:

    You can start earning at 14, you go to university at 18. There is 4years you could have saved even £20 a month

    48months x £20 = £960.

    Legal fees? furniture?

    Could you not save whilst at University?

    Could you not get an 100% mortgage, if buying your own house means that much?

    There are plenty of options, you just choose not to take them yet.
  • nollag2006 wrote: »
    Post of the Year Brasso !!!!

    :T

    All these House Price Crash brigade (who have been around for the past 10 years with the same mantra, as the market pulls away from them) are getting tiresome.

    Wake up people. You’ve been predicting for a crash for years, whining about how unfair life is, rather than actually doing something about your situation, and actually buying a house in a rising market.

    Did you actually read the post or just the bottom line?
    Read it again, it's rather sad.
  • phlash
    phlash Posts: 883 Forumite
    500 Posts
    You can start earning at 14, you go to university at 18. There is 4years you could have saved even £20 a month

    48months x £20 = £960.

    Legal fees? furniture?

    Could you not save whilst at University?

    Could you not get an 100% mortgage, if buying your own house means that much?

    There are plenty of options, you just choose not to take them yet.
    :rotfl: :rotfl: :rotfl:

    I'll remind every youth that I work with in my local community to start saving £20 per month when they hit 14, so that they can afford a house in later life!! Do you not think that puberty and generally being a CHILD is what a 14 year old should be doing.

    100% mortgage, now isn't that a clever bit of advice. I do hope that no-one has taken any of your "advice".

    So If I had taken a 100% mortgage whilst at university with the money I'd been saving since I was 14 ready to buy a house, on what income would I have secured that mortgage?!?!

    What a daft post!
    I can take no responsibility for the use of any free comments given, any actions taken are the sole decision of the individual in question after consideration of my free comments.
    That also means I cannot share in any profits from any decisions made!;)
  • wecanhelpu
    wecanhelpu Posts: 630 Forumite
    You can start earning at 14, you go to university at 18. There is 4years you could have saved even £20 a month

    48months x £20 = £960.

    Legal fees? furniture?

    Could you not save whilst at University?

    Could you not get an 100% mortgage, if buying your own house means that much?

    There are plenty of options, you just choose not to take them yet.


    :rotfl: :eek: :mad: :rolleyes: :confused:

    I've seen some !!!!!! written on this forum but this post must surely take the biscuit
  • CB1979_2
    CB1979_2 Posts: 1,335 Forumite
    wecanhelpu wrote: »
    :rotfl: :eek: :mad: :rolleyes: :confused:

    I've seen some !!!!!! written on this forum but this post musy surely take the biscuit

    as we normally disagree about things (well you & phlash as well ;) )

    but totally agree with you there.

    I agree with people stop moaning about the house prices, etc etc but to suggest that a 14 year old save up £20 a month! !!!!!! get real.
  • phlash wrote: »
    :rotfl: :rotfl: :rotfl:

    I'll remind every youth that I work with in my local community to start saving £20 per month when they hit 14, so that they can afford a house in later life!! Do you not think that puberty and generally being a CHILD is what a 14 year old should be doing.

    100% mortgage, now isn't that a clever bit of advice. I do hope that no-one has taken any of your "advice".

    So If I had taken a 100% mortgage whilst at university with the money I'd been saving since I was 14 ready to buy a house, on what income would I have secured that mortgage?!?!

    What a daft post!

    There is nothing wrong with 100% mortgages.

    You said after uni not during
  • CB1979 wrote: »
    as we normally disagree about things (well you & phlash as well ;) )

    but totally agree with you there.

    I agree with people stop moaning about the house prices, etc etc but to suggest that a 14 year old save up £20 a month! !!!!!! get real.

    I did get real hence i bought a house at 19 :confused:
  • phlash
    phlash Posts: 883 Forumite
    500 Posts
    I did get real hence i bought a house at 19 :confused:

    Did that house come with the strippers pole in the living room, or did you do that to add value?

    http://www.myspace.com/iearnedmywings

    (Her words, not mine)
    I can take no responsibility for the use of any free comments given, any actions taken are the sole decision of the individual in question after consideration of my free comments.
    That also means I cannot share in any profits from any decisions made!;)
  • CB1979_2
    CB1979_2 Posts: 1,335 Forumite
    I did get real hence i bought a house at 19 :confused:

    well you borrowed & rented @ 19.

    I too bought a house @ 21 with cash in p!key stoke.

    came away 4 years later with £42k in my back pocket = £28kish profit.

    £13k of uni loans, worked every summer, easter & xmas break doing my autocadding earning £18/hour.

    so yes very fortunate for me, but for me to turn round and suggest that for people to afford a home by saving £20 a month from the age of 14 is non-sensical rubbish.
    look i don't want to fall out with you, cos i like the look of your tatties :T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.