spending it while we can

Kernel_Sanders

moneyistooshorttomention wrote: »

Personally....I have a policy decision in place that I simply don't trust the Government not to "do a Cyprus" on my savings (ie take an x% "haircut" on my savings and I might find that 10% (for instance) of my savings had been stolen by them doing so and hence am spending them fast (ie before they can do so).

Though I do know, on the other hand, that maybe just maybe the Government are quite deliberately trying to get us worried about that possibility precisely in order to get us oldsters spending our savings fast in order to bolster up the economy (ie rather than because there really IS a risk that we will suffer theft if we leave them there).

Ow....my head hurts...with trying to work out exactly what to do for the best to protect my hard-won savings....

The government is far more likely to reduce the value of the money they owe us by simply printing more of it. This is what quantative easing is all about.

pollypenny

We tried a cruise, but felt that we saw the sea and little else. An afternoon in a place is not enough.

We like coach tours, driving through little place, really seeing how people live. Even wondering what the next hotel will be like adds to the fun. Then a dip in the pool and a couple of days in the area.

zygurat789

pollypenny wrote: »

We tried a cruise, but felt that we saw the sea and little else. An afternoon in a place is not enough.

We like coach tours, driving through little place, really seeing how people live. Even wondering what the next hotel will be like adds to the fun. Then a dip in the pool and a couple of days in the area.

We had mostly overnight travel and all day ashore returning for evening meal. The day we had aboard we went to Glacier Bay and saw the calving.

Goldiegirl

wildwestfan wrote: »

Just booked 12 nights on P&O Arcadia (adult only ship) for £700 each in November. This includes £270 onboard spend, so the odd drink taken care of and it sails from Southampton.

I'm on Arcadia in December. It's just for a week, we go to Bruges, Copenhagen and Oslo, and have Christmas Day and Boxing Day on board. It's the first time I've been away for Christmas. I'm looking forward to the pre-Christmas feeling of excitement in the ports.

We started doing cruises in 2001. It was going to be a one off special event for our 20th wedding anniversary. We liked it so much, we've cruised most years since then, and more recently a couple of times a year.

We're still working, so book up fairly early, but when we stop work, hopefully we'll pick up a few late availability deals.

We are doing something a bit different this summer- we have a weeks river cruise on the Danube, from Nuremberg to Budapest.

When we retire, we are thinking about trying coach tours, but the sort where you spend 5 days away, in Scotland or Northern England, and are based in a hotel, and have trips out each day from the hotel. I'm not sure about the holidays where you are in a different hotel each night, I think it'd be too much living out of a suitcase. But I do like Coach Trip on Channel 4

Katiehound

pollypenny wrote: »

We tried a cruise, but felt that we saw the sea and little else. An afternoon in a place is not enough.

a.

Most of the cruises I have been on have had most of the day in port. Last year had 2 overnights- so 2 full days and an evening: one in Stockholm and the other in St Petersburg. That Baltic trip was very special with wonderful weather (I know, luck of the draw) but because it was around the longest day it really never got dark so we were out on deck well past midnight.

[Deleted User]

our essential spends are very little these days so I have been encouraging dh with his hobby, I suppose making it more future proof. Today he ordered the best scrollsaw for wood carving but it will be good enough to pass on and he won`t need another. We also paid out for good storage kit for the garage, which is now becoming a much desired workshop. Hobbies are becoming more important as we get older and we both have an active hobby and a calmer hobby. His are cycling and wood carving/chipping. Mine are allotmenteering and spinning/knitting

The house is pretty future proof and we have got storage in place for hobbies, we no longer have to delve under a mountain in the hope of finding what we want. I also invested in lots of 18 litre `really useful` boxes and several sets of the tiny ones that hang on the wall. So much easier to pull out a see-through box from a neat shelf. From http://www.bigdug.co.uk/ They also supplied us with excellent shelving

We made 3 trips to the tip this week, getting rid of stuff and having dismantled a very large wooden outdoor storage box that had succumbed to the wet. New weatherproof outdoor boxes are now ordered. So all in all, things are getting easier to handle and not as much muscle is needed

The icing was us ordering a spanking new car today. A 4 x 4 yeti as we are easily snowed in or stranded if it rains a lot and anyway we don`t need a reason. I have driven several 4 x 4s over my lifetime including a land rover so the yeti will be very welcome. Our present car is a luxurious skoda and in super lovely condition, the trade in offer was good but we have offered it to any of our children for slightly less than the trade in, interest free of course and over 2 years. One of them will have it. A low mileage beauty. We have helped all of them so will not be giving this away as we like to help each one in secret

iris

Our new kitchen is almost finished and it is looking good:T


We decided a couple of months ago to refurbish our kitchen as it was looking a bit tired and old fashioned. We also decided to make it bigger by knocking two rooms into one.


We have done the whole refurbishment ourselves. My DH has done all the electrics i.e. moving central heating timer, adding more downlights, altering light switches etc. He has also done all the plumbing, fitting of units and laying of wooden floor. We only had people in to measure and fit the Quartz worktops.


I was just his labourer and filled the skip:rotfl:


We are off on holiday for a couple of weeks at the beginning of June and I think that we shall need the rest.

whitesatin

Trying to persuade myself to use some savings for regular back and head massages.

Savvy_Sue

whitesatin wrote: »

Trying to persuade myself to use some savings for regular back and head massages.

Do it, do it, do it!

My massage lady has hurt her shoulder, and we miss her badly ...

pollypenny

whitesatin wrote: »

Trying to persuade myself to use some savings for regular back and head massages.

Yes do it.

For once, I had something that I wanted, rather than needed, for my birthday, a brightly coloured trendy handbag.