Best Cashback Cards Article Discussion Area

alexburt1

As requested, once you have the card you get access to MBNA Lifestyle, here you buy the discounted vouchers. If you order £100 from each company you get the following discounts

e.g £200 Sainsbury's vouchers will cost £188

Arcadia 9%, Argos 8%, Asda 4%, Boots 7%, Currys 9%, Debenhams 8%, Gap 9%, HMV 8%, Homebase 7%, House of Fraser 10%, JJB 85, Kingfisher 10%, Leisure 9%, Love2Shop 7%, Marks and Spencers 5%, River Island 7%, Sainsbury’s 6%, Threshers 9%, Virgin 7%, WHSmith 9%,

tstodart

Just about to apply for a new CapitalOne cashback card. If you apply via UKRewards (www.ukrewards.co.uk) you can 'potentially' get £7.50 back.

UKRewards encourages referrals - there is a list of people offering their links (just added mine to the bottom) in referrers area of the Forum.

Nick_C

alexburt1 wrote: »

Once you have the card you get access to MBNA Lifestyle, here you buy the discounted vouchers.

Alex, this sounds too good to be true! I could well be wrong, but I thought credit card companies now treated purchase of gift vouchers as a cash advance? Have you bought any vouchers using the MBNA lifestyle website? Did any charges apply (cash advance fee or immediate interest)?

Nick

cm233lh

stphnstevey wrote: »

Is it just me or is anybody else thinking is it worth the hassle of opening another credit card for just £50?

If you do, then the Nectar credit card is offering 5000 points with a new card at the moment. That adds up to £25 if you spend it in Saisbury's or Argos, or more if you spend it on their "offers". Get both cards and you'd get a total of £75. Worth it yet?

thehazards

Of course the old Tescos credit cards pay 0.5% unlimited which can then be converted into deals worth 4 times face value (ie 2%). Newer cards only get 0.25%. Unfortunately most of the worthwhile things that you could buy with deals have been taken off (eg Cresta holidays/P&O ferries/XL airways/Mark Warner hols etc), tho Cosmos and Eurotunnel still remain. Me now thinks you'd be better off with a true cashback card giving 2% or more and using the money to buy your hols, ferries and flights: that way you don't have to pay the full brochure either like you do with deals.

kernowkarmann

Does anyone know if there is a limit to amount of cashback that can be earned on capital 1 card during 4% promo period?

Chaddee

I got a letter today turning me down for the Capital One 4% card and I have no idea why. I have a mastercard with HSBC, have never been over the limit, use it regularly and pay it off in full. The only other credit I've had in the last year is a loan that I paid off early. I once had a store card but never missed a payment (and that's been cut up for well over a year). Keen to know why I was turned down - and also worried, does the fact that I've applied for a card and been turned down upset my credit rating? (Further, I suppose, as it's obviously bad though I have no idea why.)

thegoodman

Up to 2% Cashback with Citi Ultima credit card without any uper limit.
The card is also mastercard so works in most if not all places.
you will also get the flowing:
VIP airport lounges across hundreds of cities worldwide and many other benifits.

Click below for more information:

http://www.citibank.co.uk/personal/cards/citiultima/lifetime/index.htm

I dont think any other VISA or MasterCard offers 2% cashback.

YorkshireBoy

thegoodman wrote: »

Up to 2% Cashback with Citi Ultima credit card without any uper limit.

Just as well, since it appears to have a £300 annual fee. :eek:

thegoodman

As long as you can spend over £15000 a year the fee will pay for itslef plus you will alo get many other benifits with the card. Plus first year is free.