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Downgrading tariff to trick cashback?

alfabet
alfabet Posts: 20 Forumite
Part of the Furniture 10 Posts
Hi,

We all know that cashback is dependent on you staying on the same tariff - but how can the cashback giver know that you've done this?

Taking e2save as an example, they give cashback at months 6 and 12. Since you can downgrade your tariff after month 6, what's to stop you downgrading for months 6-11, then returning to the original tariff for month 12 (to claim your cashback)?

There must be something to stop you doing this, but I can't think what!

Help gratefully received!
~alfabet

Comments

  • michaels
    michaels Posts: 29,455 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Interesting question - I understand that CPW have a revenue sharing deal with some operators where by they get a percentage of every bill you pay for ever for each contract they sign up - hence their 'rule' that you must not downgrade even after the 6 month network clawback period. However I don't suppose the clerks processing the cashback would normally have time to check this as they only request the one bill - however getting the timing right so that the 12m bill does not show the 'upgrade' is probably quite tricky.
    I think....
  • andy88_2
    andy88_2 Posts: 3,676 Forumite
    1,000 Posts Combo Breaker
    Many cashbacks depend on the same tariff for the first 6 months, but some may need the full 12 months. Discuss it with the dealer. I don't think you'll be able to trick them.
  • Gambler
    Gambler Posts: 3,382 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    with some of the cashback deals for "free 12 months rental" or 10 months at £4.99etc why would you need to downgrade?
  • alfabet
    alfabet Posts: 20 Forumite
    Part of the Furniture 10 Posts
    It's a "10 months at 4.99" offer that prompted this - the remaining 2 months are £30pm, which works out at more than the first ten months!

    It just occurred to me that if you don't use all the monthly minutes you could save a fair bit by downgrading to a £15pm where possible.

    Of course, if it scuppers the cashback then it's not worth it.

    ~alfabet
  • andy88_2
    andy88_2 Posts: 3,676 Forumite
    1,000 Posts Combo Breaker
    You are right; it's worth checking as many are still ok after 6 months. It was and probably still is possible to get deals like £270 a year with £255 back or even £225 a year with £240 cashback.
  • Gambler
    Gambler Posts: 3,382 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mobilesuk.net pay all their cashback after 6 months.
  • blueghost
    blueghost Posts: 281 Forumite
    Part of the Furniture
    cpw and e2save don't allow tariff changing, although onestopphoneshop due with no penalty to the cashback.
  • bbb_uk
    bbb_uk Posts: 2,108 Forumite
    blueghost wrote:
    cpw and e2save don't allow tariff changing, although onestopphoneshop due with no penalty to the cashback.
    I've checked the t&c on CPW website and can't see anything about you can't downgrade your tariff! Can anyone point me in the right direction as to where this is on their website?

    Thanks
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