NS&I 5 year index linked saving certs 2011 issue - half way point!

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  • KTF
    KTF Posts: 4,820 Forumite
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    http://www.nsandi.com/savings-index-linked-savings-certificates-calculator
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
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    talexuser wrote: »
    That makes my May 2011 10.36%.

    Exactly what I got too.

    Which means we have been saving for 2.83 years so thats a 3.66% average rate I think.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
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    edited 15 April 2014 at 2:35PM
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    The calculator just been updated with this months RPI figures.

    Up about 0.25% I reckon on the month
  • talexuser
    talexuser Posts: 3,499 Forumite
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    How come you get more money if your starting day is earlier in the month, than later? If you put in the 11th as starting date compared to the 12th, the calculator gives you an extra £243.
  • kidmugsy
    kidmugsy Posts: 12,709 Forumite
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    talexuser wrote: »
    How come you get more money if your starting day is earlier in the month, than later? If you put in the 11th as starting date compared to the 12th, the calculator gives you an extra £243.

    Perhaps it's to do with the date on which the new RPI figures are published each month.
    Free the dunston one next time too.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
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    edited 22 May 2014 at 3:28PM
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    Weirdly the calculator is showing a 0.397% increase on last months figures for me but the page itself states the figures are from 15 April 2014.

    Is it that someone has forgotten to update the '15 April 2014' bit but has updated the data behind?

    If they ARE the May figures I make that 36months (ish) and a 3.69% rise per annum. Anyone concur?

    Edited - its three years not two!! Doh!
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
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    veryintrigued wrote: »
    Weirdly the calculator is showing a 0.397% increase on last months figures for me but the page itself states the figures are from 15 April 2014.

    Is it that someone has forgotten to update the '15 April 2014' bit but has updated the data behind?

    The website has now been properly updated (i.e. it now states 20 May 2014) - but as I suspected the data was correct anyway as it hasnt changed in the last couple of days.

    http://www.nsandi.com/savings-index-linked-savings-certificates-calculator
  • talexuser
    talexuser Posts: 3,499 Forumite
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    Mine works out to 11.11% total for May 5 years ;)
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
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    talexuser wrote: »
    Mine works out to 11.11% total for May 5 years ;)

    Same as me then - i.e. 3.69ish per year.

    Cheers for the confirmation.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
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    The NS&I website has now been up to date for a couple of weeks but I've only just got the oppo to check how its performing.

    After 3 years and 2 months (to the day) mine is indicating an annual growth of 3.63%
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