No money at all can someone suggest anything

mama71

Hi
I am at rock bottom today and dont know where to go or what to do.
I am a grandma of 54 and have tackled all my debts,so that isnt an issue.
My husband works but is on a low wage and I have had to stop working due to severe osteoarthritis,I have just filled in my forms for goverment help only learning that I could get any on friday.
We have never claimed any benefits so I didnt know people working could outside of tax/child credit.
We have no money for the electric or gas,no food in and no money until my husband gets paid in two weeks.
My husband isnt fit enough to get a second job as he is waiting a kidney transplant caused by contaminated water when serving with the forces overseas.
We are hard working people but I am am at my wits end,can anyone suggest an organisation to help us.
We have had help from Ssafa and they cannot help again for a few years.
Thanks

chalkie99

You could try speaking to the Royal British Legion as ex forces.

My mother was sent down this route many years ago and they were amazingly helpful, to my surprise as I had not even considered them.

Weblink here: http://www.britishlegion.org.uk/can-we-help/financial-assistance

mama71

Thank you,they only help in the long term,not the short

BurnleyBob

Could you sell items to tide you over? There's many High Street shops that will purchase any gold jewellery you might have. Or you could pawn it to buy back later. The Money Shop provide that service, maybe other outlets too.

Plus there's payday loans, of course.

davenport151

Local food banks have been in the news lately, can you find one near you?
I'm also sure some councils/charities offer a hardship payment.
Hope this helps.

dancingfairy

Have you applied for a hardship loan from the job centre?
Have you got any foodbanks nearby?
Any churches or slavation army or mosques that would help with food?
Do you have a key meter for gas and electric , if not then you don't need to worry about that for a short while.
Have a look and see if you can find details for a local councillor. If they have an open surgery pop in and explain your predicament, or you could phone them or email and ask where you should go for help.
df

theforumking

Sorry to hear this; have been in a similar position before... have you tried a crisis loan?

BugsyBrowne

Food banks in Britain in 2013 who would've believed it.

Stop legal aid to other countries and help the people in Britain who needs it.

poppasmurf_bewdley

When I was in your situation, I did a few car boot sales. I know the weather at this time of year is not good, but there are some indoor ones.

Alternatively, you could hire a stall on an indoor market local to you if any are available.

I never failed to make at least £70-£80 at each one, and some raised well over £100. I'm sure you will have stuff suitable for a car boot lying around the house, in the attic, garden shed, etc. I also found that friends, relatives and neighbours were happy to help with stuff if you told them why you wanted it. They're often only too happy to unload the stuff on someone.

A few tips for car boots: Price everything up, make sure it's clean and working, and have plenty of change available. Don't take anything back home at the end of the day unless you're planning on having another soon. Sell it cheap at the end of the day - 10p in your hand is better than a shirt in the back of the car.

Good luck.

iolanthe07

The debtfreewannabe board on this site will give you lots of practical suggestions to help you in the longer term. For the immediate future, most towns have food banks these days. Failing that, I know my church gives out food unconditionally, and perhaps one near you will do the same.

Dunroamin

If your husband is on a low income, you shoud be able to claim tax credits. If you rent your home, you could be eligible to claim LHA.

In the meantime, could you ask a family member for a short term loan?