Debt collector letters - note to the regulars

JonnyRotten

bluekelly wrote: »

Thank you Daisy for the letter/post.

Do you happen to know the address for Debt Recovery Plus? I can't find it on their letters and I'm loathe to phone them.

Thanks again.

My attempt to the link did not work.

Debt Recovery Plus Ltd
PO Box 411
Dukinfield
SK14 9DD
0844 561 0965, Fax 0161 339 5722 email info@drpl.co.uk web https://www.debtrecoveryplus.co.uk

Only JR

The_Deep

I agree entirely with the OP. I have had many fights with companies, (and landlords), where I kept a paper trail, even summaries of their telephone conversations, and they did not.

Even if it never gets to court, a fully documented case can help you if you are claiming compensation.

jim1882_2

Right I've read everything on here now and I will send a debt is denied letter to Newlyn, re a excel parking fine. That's all fine and I understand the process. My question is will this amount of £166 keep going up when more letters inevitably come, has anyone any experience of this. Thanks in advance

bod1467

jim1882 wrote: »

My question is will this amount of £166 keep going up when more letters inevitably come, has anyone any experience of this.

It will go up and down, depending on where you are in the debt collector scam cycle and which DC company name is being used at that time.

Redx

jim1882 wrote: »

Right I've read everything on here now and I will send a debt is denied letter to Newlyn, re a excel parking fine. That's all fine and I understand the process. My question is will this amount of £166 keep going up when more letters inevitably come, has anyone any experience of this. Thanks in advance

as above, but who actually cares what figure they put on their toilet paper ?

its a notional charge, which will never see the light of day unless some foolish person pays it

ie:- its an alleged unproven debt you have not signed for , so doesnt matter if it says £166 or £16666 , its what can be enforced that counts, not what their paperwork says and DRP cannot enforce it - period

jim1882_2

Thanks bod and redex, much appreciated. I've not much experience with this but I'm learning!

Coupon-mad

jim1882 wrote: »

Right I've read everything on here now

You certainly haven't read everything! You could search this parking forum for 'Excel Newlyn' to find a whole list of results of people who have been there done that!

hazysunshine

zzzLazyDaisy wrote: »

I know previous advice has always been to ignore debt collector letters, and I agree that has been good advice until now.

But I am now coming to the conclusion that posters should be advised to respond robustly to ANY letter from a debt collector - not just the last one that threatens court action.

Why?

1 PPCs are becoming increasingly litigious
2 Ignoring debt collector letters is likely to result in the PPC marking the motorist as an easy target and issuing an LBC
3 A significant number of posters who ignore these letters seem to go on to ignore LBCs, and only seek help when the court papers drop through the letter box, so encouraging a response now, should also result in a higher number challenging the LBC, thus giving them a better chance of avoiding court action.

In short, I think it is time for the 'hot potato' process to start at an earlier stage in the process.

I have posted a couple of letters on recent threads today, which are reposted below for ease of reference.

Comments/views please?

Dx

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1 - letter to debt collectors (newlyn, debt recovery plus etc)


Name
Address

Date



Dear Sirs

Parking Charge Number xxxxx

I refer to your letter of [insert date], and earlier correspondence.

Firstly, I have no intention of paying the money demanded by your client, and any court proceedings will be vigorously defended.

Second, should it be your client's intention to start court proceedings, they must provide a Letter Before Claim which complies with the requirements of Annex A Para 2 of the Practice Direction on Pre-action Conduct:

http://www.justice.gov.uk/courts/pro...action_conduct

Please also note that a failure and/or refusal to comply with the Practice Direction will result in a complaint being made to the court and an application for a stay of the action and costs pursuant to the provisions of paragraph 4 of the Practice Direction on non-compliance and sanctions.

In the meantime, you should note that this charge is disputed, and you must now refer this matter back to your client and cease and desist all further contact with me. Failure to do so will result in a complaint to the Credit Services Association.

I trust that I have made myself clear.

Yours faithfully

PRINT NAME

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2 letter to solicitors engaged in debt recovery (ie threatening letters that are not clearly headed 'Letter Before Claim' and/or do not refer the recipient to the Practice Direction process, eg JMW solicitors of Manchester, The Ellen Court Partnership, the now defunct GPB solicitors etc

Name
Address

Date

[Insert their reference number: xxxx ]

Dear Sirs

Parking Charge Number xxxxx

I refer to your letter of [insert date], and earlier correspondence.

Firstly, I have no intention of paying the money demanded by your client, and any court proceedings will be vigorously defended.

Second, should it be your client's intention to start court proceedings, you must provide a Letter Before Claim which complies with the requirements of Annex A Para 2 of the Practice Direction on Pre-action Conduct:

http://www.justice.gov.uk/courts/pro...action_conduct

Please also note that a failure and/or refusal to comply with the Practice Direction will result in an immediate referral to the Solicitors Regulation Authority for breach of the Principles contained in the SRA Handbook version 8, published on 1st October 2013.

In the meantime, and in the absence of a letter before claim, you should place a note on your file to the effect that this charge is disputed and your firm is required to cease and desist all further contact with me.

I trust that I have made myself clear, and I suggest that you take your client's further instructions.

Yours faithfully

PRINT NAME

Hello,

I'm about to use these excellent templates but noticed the links don't work - not sure if the forum trims them? In my letter should I put the full URL (had to split in 2 as it trims like in the templates above)

http://www.justice.gov.uk/courts/procedure-

rules/civil/rules/pd_pre-action_conduct

Is that OK to use and replace in the 2 templates above?

Thanks

bod1467

http://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct is the full link. I did this as follows for the forum:

[noparse]http://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct[/noparse]

(For a forum post you could simply copy/paste the above line(s) and you'll have a working link).

In any letter/email you send you should use the full link, not split it.

greyrainbows

Thank you for your advice and template, Daisy. I've read through a lot of material in the last couple of hours and was reassured to find your post along with the helpful advice of many others. My letter to Debt Recovery Plus has just been printed and ready to post, thanks to the time and effort taken by you and other good people here. x