Car Insurance with an eye condition

vaio

Quentin wrote: »

The severity of the condition doesn't affect whether or not you have to report it.

Once both eyes are affected it must be reported......

you still aren't reading the link.

If the doctors that wrote it meant that once both eyes are affected it becomes reportable then they would have said so.

They actually say "severe bilateral retinopathy" and not just "bilateral retinopathy"

Quentin wrote: »

Your link has nothing to do with whether or not conditions have to be reported!

Are you reading the right link? The one I'm talking about is the DOT medical distilation of prescribed, relevant and prospective disabilities required under RTA s92/93. It lists the condition together with whether or not they need reporting

Quentin

Your link is not to the regulations regarding when conditions have to be reported.

Some conditions have to be reported irrespective of their severity.

The op has one of those! (Retinopathy in both eyes).

(Apologies to the op having to read this tennis match - but your doctor is correct!)

vaio

Quentin wrote: »

......Some conditions have to be reported irrespective of their severity.

The op has one of those! (Retinopathy in both eyes)........

do you have a link to any legislative basis for that statement?

[Deleted User]

Have a look for your condition here:

https://www.gov.uk/health-conditions-and-driving

It'll tell you whether it's a "must report" or a "may need to report", although if it's "may need" rather than "must", you'll only find out by reporting it anyway.

In my experience the DVLA are slippery devious gits, so don't talk to them on the phone, and get everything in writing. The call centre is under strict instructions not to answer questions and not to transfer you to anyone, so if you call them with a query they confiscate first and ask questions later.

When I called to ask if ocular migraine is reportable I had my licence confiscated on the spot by a kid who asked what a migraine is. The following day I had a letter thanking me for telling them I'm not medically fit , telling me it's illegal to drive, and to return my licence in the envelope provided. Once I'd sent it back they then told me I needn't have done so, referring to the letter as "the options letter", and telling me my entitlement to drive was still valid on the computer. I asked them to confirm that in writing, they refused.

After several months they sent a letter saying that I could have my licence back when my doctor said I'm safe to drive. The only reason I'd been forced to ring them in the first place was that the doctor had said "Ask the DVLA, it's not my job to give medical opinions".

That letter had been posted on the 90th working day, because that's how long their customer service standards allow them. When I got a subsequent letter telling me I could reapply for a licence it was back-dated to the 90th day. If you or I got caught falsifying dates like that we'd end up getting prosecuted.

I sent a declaration for another condition a fortnight ago, so we'll see what they make of that, but I know what to expect this time. Once bitten......

Quentin

vaio wrote: »

do you have a link to any legislative basis for that statement?

Well.......

I have found this one:

https://forums.moneysavingexpert.com/discussion/comment/63603413#Comment_63603413

But not fair on the OP to argue when you are just guessing!

https://www.gov.uk/retinopathy-and-driving

laura678

To be honest the whole situation has hit me like a ton of bricks. It changes everything. I haven't really got much information on the condition and the dvla doesn't list my particular condition because its acute retinopathy and not bilateral retinopathy and its confusing. My visual acuity is 6/12 which is still within the legal limits, plus I had the esterman visual fields specifically for driving and I was within legal limits for that too. Obviously over the next couple of years it will change again and I will have to rethink. But if I tell the DVLA I am likely to be asked to do further tests and they will be allowed to look at my medical files regarding the case I assume? so they would probably want the licence back anyway. If my insurance company need the details then its probably going to be unaffordable in any case.

[Deleted User]

I think the only way you're going to find out is by declaring it anyway. If you ring for advice the telephonist won't know and won't transfer you to anyone who does. They're impervious to anything you say in protest, they just stonewall and are very good at it. If you print off the form and fill it in at least you keep your licence until they write back.

The first thing you'll have to do is sign a consent form giving them access to your medical records, if you refuse I assume they'll just confiscate anyway. I wouldn't worry too much about insurance, my company (CIS) didn't care as long as the DVLA had passed me as fit. No change in premium.

laura678

Thanks I will call them in the morning, fingers crossed. Best of luck to you as well

[Deleted User]

I think phoning will be a quicker way to lose your licence than sending a form in.

laura678

Oh okay thanks, in that case will send a form instead.