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Car Insurance with an eye condition

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  • laura678
    laura678 Posts: 78 Forumite
    Thank you for your advice. There is no chance this is reversible, all I can expect in years to come is further deterioration of my peripheral vision; in which case I would obviously give my licence back anyway. I was just hoping I might be able to get a few more years of my independence as I need to drive for work and my children, I still have a few years before I'm 40 and feel I'm too young to for this to happen. I will of course get in touch with DVLA, thanks for your advice.
  • Quentin
    Quentin Posts: 40,405 Forumite
    edited 3 November 2013 at 5:20PM
    I wasn't advising about your condition!

    My reference to "reversible" was in reply to #10 where the hospital doctor "reversed" his advice to a patient about notifying.

    As you have retinopathy in both eyes, the doctor's advice to you regarding notifying it is "irreversible"

    Form:

    https://www.gov.uk/government/publications/v1-online-confidential-medical-information
  • laura678
    laura678 Posts: 78 Forumite
    oops sorry :o
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 3 November 2013 at 6:04PM
    Quentin wrote: »
    In the case of retinopathy in both eyes there is no possible "reversal". ("severe" etc doesn't come into it)

    The doctor is correct.......

    The rules are written by experts who chose their words carefully. If they specifically say severe then you can be sure that means there are non severe cases that don't need to be notified.

    ................ Removed following clarification of "reversal" in subsequent posts

    As I posted above I'd say this needs to be individually considered by the hands on clinician taking into account the rules and the OP's actual symptoms. It needs to be got right



    .
  • laura678
    laura678 Posts: 78 Forumite
    I did go to Moorfield's eye hospital in the early days, when they weren't sure what it was. The condition in the early days can be reversible anything up to 5 years is what the doctor had originally said; however I have had the condition for around 8 and a half years and is starting to shows further signs of deterioration. So for some people it can better, unfortunately I am not one of the luckier ones.
  • Quentin
    Quentin Posts: 40,405 Forumite
    vaio wrote: »
    "there is no possible reversal", maybe you should let Moorfields know about your research because their view is pretty much the opposite ....
    The op misunderstood my use of the word "reversal".

    But you know I was referring to your anecdote where a doctor "reversed" his advice to a patient to notify dvla.

    In the op's case it is the doctor's advice given over notifying dvla that cannot be reversed.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    #12, 13 & 14 happened whilst I was slowly writing #15.

    #15 now edited to reflect clarification contained in those posts
  • Quentin
    Quentin Posts: 40,405 Forumite
    vaio wrote: »
    The rules are written by experts who chose their words carefully. If they specifically say severe then you can be sure that means there are non severe cases that don't need to be notified.....

    As I posted above I'd say this needs to be individually considered by the hands on clinician taking into account the rules and the OP's actual symptoms. It needs to be got right.......

    "Severe" isn't mentioned at all.

    The notification regarding retinopathy in both eyes is compulsory.

    The op's doctor has confirmed she has it in both eyes which is why she has been told she must now advise the dvla/insurer.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Quentin wrote: »
    "Severe" isn't mentioned at all.

    The notification regarding retinopathy in both eyes is compulsory.

    The op's doctor has confirmed she has it in both eyes which is why she has been told she must now advise the dvla/insurer.

    maybe worth you reading the link I gave earlier
    VISUAL FIELD DEFECTS
    Disorders such as severe bilateral glaucoma, severe bilateral retinopathy, retinitis pigmentosa and other disorders producing field defect including partial or complete homonymous hemianopia/quadrantanopia or complete bitemporal hemianopia....
    I can see "severe" clearly, if you can't maybe a visit to spec-savers is in order :D
  • Quentin
    Quentin Posts: 40,405 Forumite
    edited 3 November 2013 at 7:47PM
    The severity of the condition doesn't affect whether or not you have to report it.

    Once both eyes are affected it must be reported.

    Your link has nothing to do with whether or not conditions have to be reported!
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