Cash ISA -what ID is needed?

seven-day-weekend

Hi there, I think it is my first time on this board.

After a long time of unemployment, my son is now working:T

He wishes to start saving, and as he is now a taxpayer :rolleyes: a cash ISA would be best. His wages vary depending on the hours he does, so he would like something that he can vary the amount he puts in (although aiming at £50 pcm), and it must be branch-based as he has problems with organisation and needs to have someone to ask if necessary.

If anyone has any suggestions/recommendations, they would be welcome.

However, my main question is this - he hasn't opened a new bank account fotr ten years :eek: (neither have I for several years as I live in Spain) and we have heard that you now need several different types of ID. Does anyone know what these may be so he can make sure he has them?

Thanks for your help.:beer:

TomsMom

When hubby and I opened ISAs recently at a branch, we took along our passports, we also had our driving licences with us. Hubby had also taken a utility bill which had both our names on. I think they may possibly require 3 forms of ID to confirm name and address.

I recently opened a Northern Rock account (online) and they required 2 documents from this list:

Government issued documents:
Photocopy passport
Photocopy driving licence
Photocopy National ID card
Photocopy Shotgun licence/Firearms Certificate
Original HM Revenue & Customs correspondence
Original Local Authority Housing Benefit correspondence
Original State or local Authority Educational or other grant correspondence
Original Department for Works & Pensions correspondence

and 1 document for this list:

Non-government issued documents:
Original credit card statement or mortgage statement
Original Local Authority Council Tax demand letter or statement
Original utility bill (not mobile telephone bill)
Original bank/building society statement

I have a leaflet from the Post Office for my son to open an account that can be operated at branch or by telephone/internet and it says:

"Before we open an account for you we are obliged to confirm your identity and permanent address. We will obtain proof of your identity and address through electronic verification process before the account is opened to comply with our legal duties. We may require you to provide us with proof of your identity and permanent address if we cannot verify who you are electronically".

Hope that helps your son.

seven-day-weekend

Thanks , yes...it's not as complicated as I thought. I'd got the impression from somewhere that he needed loads of documents!

A slight complication is that he lives in my house in the UK with two other young men - their rent is inclusive of bills so most of the utility bills etc are in mine or my husband's name. Also he doesn't drive, so he doesn't have a driving licence. Also, because it's my house he can't receive Housing Benefit and he's never had a credit card.

However, from the first lot he could take a passport and some Council Tax Benefit correspondence, or maybe some Inland Revenue stuff, and from the second a Council Tax Bill or a Bank Statement.

Also, he could take correspondence from the jobcentre, and he has a debit card from his existing bank.

Also, if he opens one at iour local Post Office, the guy there has known him since he was a baby!

So he should be OK, thanks.

(edited to add: I think the Water Bill may have his name on as well as my husband's.