£192,737 mortgage!

happydays_70

Been reading your updates Pollyanna. You are doing great.
I'm doing ok. Think OPs will be low this month but we'll see. I'm due a new mortgage deal in July so need to research it and see if I can lower my term or payments. Who did you get your mortgage with? I have been with the Ha1ifax forever cos no one else will give me a large mortgage.

happydays_70

Been really good this week. Only spends have been petrol and take away tonight.
The money I made on £bay I have put as a OP :T

happydays_70

No spends today. Staying in and doing housework. Sounds boring but I like the order of it all. By Friday our house usually looks like we have been burgled.:rotfl:

mortgage_girl

I love getting the house in order too happydays - there's something very therapeutic about it. Well done on getting the bedroom decorated, it sounds like you did it in a very mse way too. :money:

Hope you've had a good weekend.

MGx

Ali-OK

Me too - tidy house = tidy mind and can relax and enjoy surroundings...until about Monday evening :rotfl:

Well done OPing from the selling :T

happydays_70

I'm having a wobble again about the size of the mortgage. My CSA halves in 4 years and I will still have a 6 figure mortgage when I'm nearly 50.
Sometimes I wish I could sell this house and downsize BUT I love this house and it's location. It is only bricks and mortar though so I could love somewhere else with more disposable income??
Hate it when I feel like this but it is an ongoing angst

mortgage_girl

Aww just try to take it one day at a time happy. A lot can change in 4 years and you may be in a very different position then to what you think you might be in. You're doing great so just try to focus on that.

MGx

happydays_70

Thanks MG! The enormity of it frightens me to death sometimes. Thanks for the encouragement xx

selloptape

Hi happydays - thanks for posting in my diary - I've read through your's and subscribed

I think it's natural to have a wobble from time to time, I think you're doing brill if that helps x

happydays_70

Thanks sellotape.
I've had a letter from the CSA to tell me that my agreement stops with them in 6 months. I have to make a private arrangement with their Dad or incur charges for them to sort it. Whatever way it goes it is unpleasant. The CSA were the intermediary, that was the cushion or the support. I don't feel as secure as I did and I worry that he will lower the amount