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The march to financial freedom

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  • Alex he wants to study network administration and security. All very boring as far as I am concerned but he loves it. I told both my kids to think about what they enjoyed doing and get a job doing it. The money always comes that way.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Lilt - I'll dig my last statement and associated paperwork out and try and answer those questions - I've got a rough idea in my head but best look at the facts first :)

    Ha, the dog hairs sweep themselves into a bunch after a few days on the wooden floor and gather in one place, so that's defo self cleaning :rotfl:

    Ahh interesting on the life assurance. This is very useful stuff to know and shall store it quietly for now ;)

    Thank you muchly :D

    MiT - I think that's sound advice you've given to your kids. In DS's case he'd quite happilyy lecture all day long on tank and warship history and dimensions, rivets, turrets and weapon sizes :eek: I have a little steering to do me thinks :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • just a tad Ali :rotfl: I used to have to listen to DS wax lyrical for hours about electronic doors and how he would fit them for me when he was a big man !!
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Boys are odd.

    Lovely... but odd. My nephew wants to be a computer programmer. He speaks binary...

    :rotfl:

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Wait til they realise there is such a thing as a certified ethical hacker!

    Maybe you smart people can tell me, when should I get a pension statement. I joined the work scheme last year.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • They are yearly usually INOD... we have got tonnes coming in currently, but I don't know if this is due to year end coming up, or just coincidence as to when plans were set up...

    You might be able to get online, or phone up and get details on it depending on the company! :)

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • They sent me an online log in that I put somewhere very safe.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • They sent me an online log in that I put somewhere very safe.

    Must be with my bank card...

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Certified Ethical Hacker :eek: . How times have changed!

    INOD I've no idea on company pension statements (I've never been in one) - think Lilty might be best placed to help there. :) EDIT - I'[m always late to the party!!

    Up the wooden hill to bed for me...early start and late finish but popping home inbetween times for a couple of hours to give DS proper food. I've seen his meal plan - Xmas chocolates and toast :rotfl:

    Night all :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Alex he wants to study network administration and security. All very boring as far as I am concerned but he loves it. I told both my kids to think about what they enjoyed doing and get a job doing it. The money always comes that way.

    Afraid I don't even know what that is. :o

    Very good advice though. :)
    Ali-OK wrote: »
    Lilt - I'll dig my last statement and associated paperwork out and try and answer those questions - I've got a rough idea in my head but best look at the facts first :)

    Ha, the dog hairs sweep themselves into a bunch after a few days on the wooden floor and gather in one place, so that's defo self cleaning :rotfl:

    Ahh interesting on the life assurance. This is very useful stuff to know and shall store it quietly for now ;)

    Thank you muchly :D

    MiT - I think that's sound advice you've given to your kids. In DS's case he'd quite happilyy lecture all day long on tank and warship history and dimensions, rivets, turrets and weapon sizes :eek: I have a little steering to do me thinks :rotfl:

    Yep you've got a fair bit of "steering" to do lest he ends up becoming a Mark Thatcher or worse still an antiques dealer specialising in militaria. :cool:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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