How to fall in love with saving money

cathybird

mgarl10024, I have that book, and bizarrely it is even sitting next to my computer at home

PS should add I did read it some years ago and tried out his system and it does yield very interesting results but is a little cumbersome to keep up long-term. But it was definitely thought-provoking.

cathybird

Another £90 into the savings pot and I was startled when I had a look at the ISA I set up 10 days ago that it's already earned 10p in interest! That was quick. I feel I'm making progress.

cathybird

Going to add what I spend on books to my signature. That may rein in my book habit just a little. Or maybe not. I love books.

gallygirl

cathybird wrote: »

Another £90 into the savings pot and I was startled when I had a look at the ISA I set up 10 days ago that it's already earned 10p in interest! That was quick. I feel I'm making progress.

Ha ha, we've got you now :rotfl::rotfl::rotfl:

cathybird

gallygirl wrote: »

Ha ha, we've got you now :rotfl::rotfl::rotfl:

Yes, Gallygirl, with any luck

cathybird

Another £62 in the pot from a theatre ticket I was going to use and didn't.

I reckon there's at least another £200 or so I can spare this month from the basic income but am just holding off for now.

Meanwhile I notice looking at my bank account that I seem to have been charged twice for a plane ticket and have also not been returned my deposit from a rental car ... probably because I used a debit card, not a credit card, which almost no one does, apparently, so I need to chase that up. If I was not watchng my money like a hawk I would not have noticed either of those things. Might be worth going over bank statements from the past year just to check for things like that.

cathybird

Just got a phone call to say repairs to my lawnmower will cost £99. It won't put a dent in the money I've already put away but it will put a dent in what I was going to save this month :mad:

Sedge123

Been reading your post with interest. I'm the same as you, no debt (apart from mortgage) but just seem to fritter away what we earn ach month. Going to make a concerted effort to start saving with a mini goal of £500 by next summer - got to start somewhere!

cathybird

Sedge123 wrote: »

Been reading your post with interest. I'm the same as you, no debt (apart from mortgage) but just seem to fritter away what we earn ach month. Going to make a concerted effort to start saving with a mini goal of £500 by next summer - got to start somewhere!

Yay! Always so nice to hear of other people doing the same Go for it Sedge123, it actually is starting to grow on me

tara747

mgarl10024 wrote: »

I would recommend reading http://www.amazon.co.uk/Your-Money-Life-Transforming-Relationship/dp/0143115766

Many people don't even know where their money is going, so it encourages tracking it. Then it challenges you to look at what your 'values' are in life, and then see if your spending is in-line with those values.
I haven't done the programme as yet, but I'd certainly say that it was a thought-provoker.

I second that recommendation. I haven't read that particular book, but looking at your values, and seeing if your spending is in line with those values, is exactly what one needs in order to fall in love with saving money. :A Saving isn't even a chore for me - I look at it as doing something for myself i.e. securing my future financial freedom.