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tightening my belt and battening down the hatches

168101112

Comments

  • Nelly11
    Nelly11 Posts: 190 Forumite
    Not a NSD today, I went and stocked up on chickens and chicken potions, spent £5 and got 2 whole chickens,2 packs of Southern fried chiken wing, 1 bag of pre seasoned chicken portions in Tikka and Barbeque flavour. This will last me and son3 a while. I posted a dress on FB sales and its being collected, so the fiver I spent on chicken today will have cost nothing. Dinner out of the freezer for me and Ive made up a load of packed lunches and frozen them, they will last me just over a week. i need to get to a place where I dont have an overdraft and that i put spending money into my cash card account and leave all the bills/direct debits/ standing orders to come from my current account.
    Barclay card £4,024/£0 0%interest
    HMRC £3,456/£0 0% interest
    Blackhorse £2763/£0 0% interest
    HMRC2 £397/£0 0% interest
    Credit card £1400/£0 29% interest
    Save all loose change 2018 total =
  • Nelly11
    Nelly11 Posts: 190 Forumite
    I didnt get to update yesterday, i was taken by surprise by my dog delivering her puppies! I almost managed a NSD yesterday, I spent £1 on four KitKat chunkies.
    Tired beyond belief today, up until 1.30 with the dog.
    Going to try and finish early today then go for a nap
    Barclay card £4,024/£0 0%interest
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    Save all loose change 2018 total =
  • Nelly11
    Nelly11 Posts: 190 Forumite
    Not an NSD again today, I know Im spending tomorrow too as I need fruit and veg. So im planning a NSD on Tuesday. Thats as far ahead as I can think at the moment.
    Today has been a struggle on 4 hours sleep so im off to bed in a bit, got my new book club book to send me off, it a Jo Brand one so should be funny, I've read one of hers before and liked it.
    Barclay card £4,024/£0 0%interest
    HMRC £3,456/£0 0% interest
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    Save all loose change 2018 total =
  • lynnejk
    lynnejk Posts: 5,732 Forumite
    Rampant Recycler Debt-free and Proud!
    Hiya


    Glad to see you're still in there and you're doing sooo well.


    Fantastic :j and keep it up - you'll soon see the light at the end of the tunnel the way you're going.


    Have a good month
    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
  • Nelly11
    Nelly11 Posts: 190 Forumite
    Today will be a NSD, Ive got to get some petrol but that doesnt count. DS3 is staying at his girlfriends house tonight so I dont have to worry about dinner, I'll just raid the fridge and have some left overs. I need to budget for the next two weeks carefully, Im thinking of putting each amount into a dated sealed envelope that isnt to be opened until that date, I NEED WILLPOWER and a good system to get me to DFW
    Barclay card £4,024/£0 0%interest
    HMRC £3,456/£0 0% interest
    Blackhorse £2763/£0 0% interest
    HMRC2 £397/£0 0% interest
    Credit card £1400/£0 29% interest
    Save all loose change 2018 total =
  • Nelly11
    Nelly11 Posts: 190 Forumite
    Im really not doing very well on my NSD's, so today will be one! I kind of forget that im supposed to be doing some then the next thing you know is Ive bought a chocolate bar or something equally as not needed. Ive not been feeling great this week, a mouthful mof ulcers and generally exhausted. I am glad of the break over Easter, then I have a week in May to take. Cant wait! My pups are doing well, eyes open and had the first raft of people come to look at them last night, Im only going to sell one but that will give me some money to pay off a large chunk of my debt. Ive started keeping a diary, this should hopefully keep me on track.
    Barclay card £4,024/£0 0%interest
    HMRC £3,456/£0 0% interest
    Blackhorse £2763/£0 0% interest
    HMRC2 £397/£0 0% interest
    Credit card £1400/£0 29% interest
    Save all loose change 2018 total =
  • Nelly11
    Nelly11 Posts: 190 Forumite
    2 debts paid today, one for a very expensive kettle my OH bought me that I didnt want!! and Next is cleared completely.
    IT FEELS SO NICE!!!
    off to update my signature
    Barclay card £4,024/£0 0%interest
    HMRC £3,456/£0 0% interest
    Blackhorse £2763/£0 0% interest
    HMRC2 £397/£0 0% interest
    Credit card £1400/£0 29% interest
    Save all loose change 2018 total =
  • dawnybabes
    dawnybabes Posts: 3,637 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aww puppies, what sort are they .....
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Nelly11
    Nelly11 Posts: 190 Forumite
    dawnybabes wrote: »
    Aww puppies, what sort are they .....

    Little pugs, so beautiful x

    Well i did something stupid yesterday, after making a big effort and buying Easter eggs for a total of £8 I popped out last night and bought 5 at £4.99 each. Im so cross with myself.

    Now Im going to have to replan all next month budget as I only had 343 left over for spends for the month.

    Cross:mad: cross:mad:cross:mad:
    Barclay card £4,024/£0 0%interest
    HMRC £3,456/£0 0% interest
    Blackhorse £2763/£0 0% interest
    HMRC2 £397/£0 0% interest
    Credit card £1400/£0 29% interest
    Save all loose change 2018 total =
  • Nelly11
    Nelly11 Posts: 190 Forumite
    Not the best day as I've been paid but it looks as though my mileage hasnt been processed, which means I cant pay my bills in full, I had such a tight budget this month but this has thrown it all out now. Anyway on the plus side ther is only one bill I am unable to pay, I've paid the Next debt off completely this month. Im so pleased about that. now just to juggle around for the rest of the month shopping and fuel.
    Barclay card £4,024/£0 0%interest
    HMRC £3,456/£0 0% interest
    Blackhorse £2763/£0 0% interest
    HMRC2 £397/£0 0% interest
    Credit card £1400/£0 29% interest
    Save all loose change 2018 total =
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