Power Of Attorney

northwest1965

My husband and brother in law are in the process of getting LPA for their mother. The solicitor has completed all that they need to do and the paperwork has been sent of to be registered. (10days ago)

I appreciate it can take up to 12 weeks to receive it. Once my husband receives the LPA (it is joint with his brother) can he then take this to any banks etc and they give him any info that is needed and let him sign cheques? Will they both have to sign any forms? The reason I ask this, is because my brother in law is going away for a month's holiday in December

RAS

It depends entirely on how the LPA was originally phrased.

We came unstuck because we were allowed to make joint and several payments upto a limit and had both to sign payment over the limit.

By the time mum died the nursing home fees exceeded the limit so we had cheques being posted all over the country.

The bank will probably need to see ID for them (in person) both before they action the registration.

How have you been managing mum's money so far?

Do you have a cheque book by the way?

northwest1965

We're managing it at the moment. Thankfully, her daughter is able to sign cheques for nursing home and any bills that need paying. Until my husband gets LPA, her benefits can't be changed. They have been overpaying her for months! This will have to be repaid.

Just phoned the Halifax and he said only one need be present. I don't have faith in him that he's 100% correct

itsanne

My brother and I both have PoA for my mother. Either or both of us can be registered for a bank account. Eg I am registered with Santander but he is not, although he could be. He could have been added at the same time as me. He would have had to be present to sign. He could still be added later.

numee28

I have recently had to fill in an LPA and having never done anything like this before i was very nervous but i have to say i found the process very straight forward. I went the the Gov.uk website https://lastingpowerofattorney.service.gov.uk/user/login
and even though i had to read a few parts several times i manage to complete it myself and what really impressed me was i was contacted by telephone the other day just to have a question clarified and whilst on the phone the lady told me that even though i had applie for a remission which is half price fee on behalf of my mother she was actually elidgable for a free LPA and they would be refunding the £55 i had already paid. Now that is what i call service :j

kittycat73

hi I need help aswell my parents gave me lpa last year and throughout the year I have struggled financialy so my mumj has let me use her bank account to pay for things she has also gifted me a large sum of money now the office of public guardian has wrote to me asking for lots of imformation including documentation from the accounts does any1 know what the next step is and what will happen best and worse case scenario im concerned because of the transactions I have made for my day to day living

Savvy_Sue

Does your mum still have 'capacity'? ie is she capable of running her own affairs and making her own decisions but chooses to allow you to do so, or is she not really up to it any more?

Where is she living, independently or in sheltered accommodation / a care home?

Fruitcake

My experience with banks was very good. I have LPA for my Mum and had it for my Dad until he died earlier this year.
I went to each of the banks concerned armed with the original LPA documents and explained what I wanted. Although the various banks had differing processes, it was still easy and straightforward.

Take the original LPA documents to the bank and explain what you need. You may or may not need to make an appointment in advance. Make sure you have photo ID.

In my case, one bank did everything necessary whilst I was there, another sent copies of the LPA and covering letters with copies of my ID to head office. The latter took no more than a few days to sort out.
I found the easiest method was to get my account linked to my parents account and then accessed their account through my online banking.
Having their and my accounts with the same bank made everything very easy.

I hope this helps.

tooldle

I have LPA for my mum.
I have found it all to be very simple. When the registered LPA came through, I took it into the bank, along with ID for myself (passport and utility bill). They copied the LPA and sent it off to head office, along with the account number and sort code for mums account. Within two weeks, I received a letter which asked me to confirm that mum had lost capacity to manage her finances. The letter also asked me to say which services on the account, I would need. I have ordered a card for the account and a cheque book.
The LPA is joint and several with mums solicitor. Either of us can act.
Hope this helps.

northwest1965

kittycat73 wrote: »

hi I need help aswell my parents gave me lpa last year and throughout the year I have struggled financialy so my mumj has let me use her bank account to pay for things she has also gifted me a large sum of money now the office of public guardian has wrote to me asking for lots of imformation including documentation from the accounts does any1 know what the next step is and what will happen best and worse case scenario im concerned because of the transactions I have made for my day to day living

Ours should be done pretty soon. It's all being done by solicitors. Why is the Office of Public Guardian asking for accounts?
Will this be the next step for us?

dzug1

northwest1965 wrote: »

Ours should be done pretty soon. It's all being done by solicitors. Why is the Office of Public Guardian asking for accounts?
Will this be the next step for us?

They don't normally ask for accounts for an LPA, only a deputyship - if it's actually the latter the solicitor will have done the work already