Refusing to refund eBay for their decision

pinkshoes

Widelats wrote: »

OK i sold a phone, it was returned and cosmetically damaged, and de valued, eBay decided to refund the buyer and charge me the full amount.

I am refusing to refund eBay for their bad decision, what can eBay do about that? I have already cancelled and removed paypal from my bank.

So you now have the phone, albeit devalued, AND the money. That's theft.

What you need to do is pay ebay the money you owe, then send a "letter before action" to the buyer for the difference in value between what you sent and what it's now worth.

Brooker_Dave

theonlywayisup wrote: »

Perhaps you didn't read what was said above, they will hound you for the money...

They ring up a lot and send letters from pretend collection agencies.

They give up pretty quickly.

Brooker_Dave

GabbaGabbaHey wrote: »

You agreed to both eBay's and PayPal's Terms & Conditions when you signed up.

They will simply put the matter in the hands of their (allegedly very aggressive) debt collection company.

They may call in the bailiffs. They will certainly ban you from using either eBay or PayPal in the future. You possibly end up with a black mark on your credit record or (worst case) a CCJ against you.

You need to deal with this, or be prepared for a whole world of pain that may go on for a very long time.

They give up after about a month.

No CCJs or baliffs to worry about.

mojos.revenge

RFW wrote: »

If you have a CCJ against someone you can send bailiffs if they don't pay what the court decides they should pay. You would have to pay the bailiffs who would recover their fee along with the debt. http://www.adviceguide.org.uk/wales/debt_w/debt_action_your_creditor_can_take_e/debt_bailiffs_e/about_bailiffs.htm#when_are_bailiffs_used

As for an offer of £1 per month being automatically accepted in any case (as you seem to imply) that is also nonsense. The income and expenditure of the defendant would be looked at, a multi millionaire wouldn't get away with £1/month on a £5000 debt.

None of this is likely to happen in this case but I'd hate for someone to be affected by something else and read your advice. If anyone does need help with a bailliff, debt or court matter contact Citizen's Advice Bureau, Step Change, a solicitor or other relevant body and don't read advice from idiots like us on forums.

I am not sure where you get you information from, considering you can't even spell the word Bailiff correctly, but my son works for a debt help line, and I was merely quoting the options for someone. The debt agencies advised people to make an offer of payment to the creditor, along with their budget statement. If you only want to pay £1 then make that offer, it is not legally binding, once an offer is made the creditor won't go to court as it would be thrown out because the person has made an offer.
I am not suggesting that a very wealthy person would get away with this. But my son has advise people owing around £30k to a credit card company to offer this small amount and they have accepted and regular payments have been made. They may ask for a budget update, but if you can afford more then say so.
People are scared of debt, but good advice is a godsend.

Irn-Bru-Kid

But my son has advise people owing around £30k to a credit card


Should that be advised?

It always amuses me when someone pulls a poster up on their grammar/vocabulary and then makes an !!! of themselves in their own post.

RFW

mojos.revenge wrote: »

People are scared of debt, but good advice is a godsend.

Good advice is indeed useful, bad or half advice (as you seem to be an expert in) is dangerous. It's not really worth repeating myself regarding offers as you are actually now agreeing with me, even if you can't phrase it correctly.
I may have erroneously added an extra letter to bailiff, I shall reprimand myself later. I have worked with bailiffs in the past and know how they work even if I failed to spell it correctly. As I said I'll be happier for anyone after advice to ignore both of us and seek a professional such as your son:o

dannny_2

RFW wrote: »

Debt collectors that they send can harass you within the law

You can't harass someone "within the law". Harassment is harassment.

Covered under The Administration of Justice Act 1970 and The Protection from Harassment Act 1997

RFW

dannny wrote: »

You can't harass someone "within the law". Harassment is harassment.

Covered under The Administration of Justice Act 1970 and The Protection from Harassment Act 1997

"Harassment is harassment.", is it? Surely there are differences within and without the law depending how you define the word? I'm sure some people consider that their mother calling them 3 or 4 times a day is harassment but she's not going to end up doing chokey for seeing what you had for your tea, is she?
I'd assume the law is also open to interpretation. One call a day from a debt collector is probably not considered harassment legally, 20 calls a day most definitely will.
Not sure how this turned into the 'pick on RFW' thread, I need a hug:D

rossireps

Brooker_Dave wrote: »

They give up after about a month.

No CCJs or baliffs to worry about.

eBay/paypal debt collection company do not give up after about a month.

mojos.revenge

RFW wrote: »

Good advice is indeed useful, bad or half advice (as you seem to be an expert in) is dangerous. It's not really worth repeating myself regarding offers as you are actually now agreeing with me, even if you can't phrase it correctly.
I may have erroneously added an extra letter to bailiff, I shall reprimand myself later. I have worked with bailiffs in the past and know how they work even if I failed to spell it correctly. As I said I'll be happier for anyone after advice to ignore both of us and seek a professional such as your son:o

Why is my information incorrect, ask and debt advice centre and they will tell you the same thing. I was only being picky about the spelling. because you were saying I was giving incorrect information which I wasn't. If you have worked with bailiffs then you must be aware of the rules around debt.