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No longer Living @ home and loving it
Comments
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Hey
Congrats on all your achievements and new pad
Soo jealous of your mortgage payment! Haha0 -
LittleBoots wrote: »Hey
Congrats on all your achievements and new pad
Soo jealous of your mortgage payment! Haha
Thanks! Looking to move to MFW soonDebt now £48,000 in the form of a mortgage
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Well, it is pay day on Thursday 19th (£2005) paid early for Christmas. Next pay day is Thursday 30th January. It is going to be a long 6 weeks so I plan to budget budget budget!!!Debt now £48,000 in the form of a mortgage0
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Still no debt apart from mortgage.
Monthlys as follow....
Monthly pay: £2005
mortgage: £225 per month
council tax: £102 (10 months)
Broadband: £25 per month
Electricity: £45 a month at moment
Mobile: £36 per month
Other expenses....
EIS union @ £12.30 per month (I need this for the legal cover it provides)
Gym membership @ £28.50 per month (I use this everyday for gym/swim)Debt now £48,000 in the form of a mortgage0 -
£45 seems a lot for electricity, especially as (I'm guessing) the flat is empty during weekdays.0
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Hi,
well done, good move.
Your council tax looks high.
Are you paying full year in 10 installments, the year usually runs from April to March.
If you are sole occupant you are entitled to the Single Person's Discount of 25%.0 -
Bedsit_Bob wrote: ȣ45 seems a lot for electricity, especially as (I'm guessing) the flat is empty during weekdays.
Yeah I think it is probably a bit too high but they seemed to want a direct debit at this level. It is empty pretty much 7.30am until 4.15pm everyday plus I am at gym/swimming/classes most nights too. I will see when I get my bill!Debt now £48,000 in the form of a mortgage0 -
[Deleted User] wrote:Hi,
well done, good move.
Your council tax looks high.
Are you paying full year in 10 installments, the year usually runs from April to March.
If you are sole occupant you are entitled to the Single Person's Discount of 25%.
Yeah I am paying it over 10months and with the discount Debt now £48,000 in the form of a mortgage0 -
Council tax doesn't seem high to me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I think in England/Wales etc they pay water rates seperate, but not sure!Debt now £48,000 in the form of a mortgage0
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