Baillif opened my door and walked in.

DAVETHE_CARDBOARDBOX

Have to add in terms of safety, know Im stupid and a bloke, but I never lock my door, or my car, til bedtime anyways, maybe I live in a community where I can, wouldnt like to live in one where I couldnt and where myself and neighbours were not looking out for one another.

Rain_is_Insane

DAVETHE_CARDBOARDBOX wrote: »

Have to add in terms of safety, know Im stupid and a bloke, but I never lock my door, or my car, til bedtime anyways, maybe I live in a community where I can, wouldnt like to live in one where I couldnt and where myself and neighbours were not looking out for one another.

Thank you.....a human being

wherediditallgo

scoobysue wrote: »

Hi, can i ask you what a walking order agreement is please? my hours at work have been reduced and i dont qualify for benefits as i fall betwen the criteria for hours worked as regards working tax credit (18 as opposed to the 30 required) i have fallen behind with utility bills payment plans and dont know what else to do, i have now decided to sell my house and pay off the mortgage to give me some leaway until my working hrs increase but in the months that this might take to sell im obviously concerned that bailiffs will be sent to me. thanks in advance

You can find out about a walking possession agreement and get other info about bailiffs here. In terms of your own particular situation, it's best that you liaise with the companies involved regarding payments, so that they are less likely to get bailiffs involved.

Rain_is_Insane

Thanks for the advice everyone

scoobysue_4

Rain_is_Insane wrote: »

Contact the companies involved...if you can reach an agreement a possession order will not be enforced. Thats only when (someone as stupid as me) ignores a debt till the last possible moment and leaves the people no option

hi, thanks for the reply, however i did contact them as soon as i began to struggle and got letters to demand payments, they suggested set amounts of money paid each week via cards that you can use to pay at post offices etc, i was just so releved that i agreed to these amounts but i am not even able to afford these amounts now, its not a matter of not wanting to, its physically not being able to, i dont go out, i dont holiday and i cant afford to feed myself on most days. if i speak to the utility companies etc and inform them of my inteantion to sell and therefore will have capital available to pay off these debts do you think it would help? when you mentioned walking agrement i wondered whether this was what you had agreed also.

Rain_is_Insane

scoobysue wrote: »

hi, thanks for the reply, however i did contact them as soon as i began to struggle and got letters to demand payments, they suggested set amounts of money paid each week via cards that you can use to pay at post offices etc, i was just so releved that i agreed to these amounts but i am not even able to afford these amounts now, its not a matter of not wanting to, its physically not being able to, i dont go out, i dont holiday and i cant afford to feed myself on most days. if i speak to the utility companies etc and inform them of my inteantion to sell and therefore will have capital available to pay off these debts do you think it would help? when you mentioned walking agrement i wondered whether this was what you had agreed also.

don't ever be as stupid as me and agree a possession order. This is where you ingore everything to the last possible minute and then they come into your house and say "ima take this to repay the debt" Contact the companies through the ciitenz advice and explain what you are earning...even if only 50% of them agree to a lower amount it's a start

rayday2

Most companies will be willing to help if you keep them in the loop tell them whats happening and seek advice - things should never ever go as far as baliffs there are so many places to get help before then.

Give National debthelpline or CAB a ring.

Rain_is_Insane

rayday2 wrote: »

Most companies will be willing to help if you keep them in the loop tell them whats happening and seek advice - things should never ever go as far as baliffs there are so many places to get help before then.

Give National debthelpline or CAB a ring.

Agree's...it costs a company more money to take it further...i know what now but 10 years ago my mental state was "eh ignore it, they'll go way"
DON'T DO THAT!!!!

Rain_is_Insane

UPDATE!!

I called a friend of mine who works for the CAB (on high insight i should have called him earlier i know, but ones state of mind is not always in one piece) He advised me to call the Police as i already had a payment arrangement with him and yet he still let himself in. Apparently the walking possession order i had only pertains to the address it was signed at. If i move then they have to take me back to court for "unlawfully removing levied possessions" NOT decide to plant themselves in my hallway uninvited, arranging for a removal van. This is besides the point, i know, but it just shows how bailiffs abuse their rights and bluff vulnerable people into thinking they are lawfully correct.

wherediditallgo

Was he depending on the walking possession order though to gain access?

My understanding is that, once a walking possession order is granted, the goods on the inventory in effect belong to the bailiffs, so now that you've moved they should have taken you back to court for removing them. Your friend is correct about that.

However, if they come to your home & can get in peacefully, they are allowed to enter the property whether they have a walking possession order or not. Once they have one of those for the correct address, they have the right to come back to the property to collect their goods at a later date. That's why you get those situations where someone opens their door to a bailiff, & the bailiff puts his foot in the door to stop them shutting it again. Once they've got in, they can try to get the walking possession order agreed. If the bailiff had broken into your home to gain access, he would have broken the law because he had no warrant from the court or other document to allow him to do that.