What Benefits at 60?

Mrs_Mum99

The extra 2 years for women born in 1953/4 wasn't agreed in 1995, it was a couple of years ago. As someone who brought up triplets, then suffered severe ill health and who now works one day a week on a low wage, how am I meant to provide for the extra 2 years until I get my state pension?? Not everyone is in high-earnings employment and able to fund the gap!

whitesatin

Due to an increase in fraudulent notes in the past few years, it has become more difficult (where I live) to use Scottish notes. Things were improving until then.

On a recent trip to Glasgow, my son was given a fake £5 note at the hotel bar. He didn't realise it was fake and tried to use it at the M6 toll booth but they refused it, obviously.

I read somewhere that the recent fakes were of low denominations as they are less likely to be questioned.

Re the bus passes, mine has a rose on it, showing it is English. Scottish ones have a different emblem and I don't think they can be used elsewhere.

custardy

Mrs_Mum99 wrote: »

The extra 2 years for women born in 1953/4 wasn't agreed in 1995, it was a couple of years ago. As someone who brought up triplets, then suffered severe ill health and who now works one day a week on a low wage, how am I meant to provide for the extra 2 years until I get my state pension?? Not everyone is in high-earnings employment and able to fund the gap!

the same way other people will between 65 and 67? (and beyond)

Bogof_Babe

swingaloo wrote: »

Its an awful big jump- my birthdate is 1/3/1952 and I retire at 61 yrs 10 months.

So if Id been born 2 years later I would have had to work almost another 4 years:eek:

I'm one day older than you . I just went on the pension age calculator site to confirm our date hasn't changed, and it says:

Your State Pension age is 61 years, 10 months, 9 days.
You can now claim your State Pension if you haven’t already done so. You need a Government Gateway account to claim online.

I didn't know we had to 'claim' it, I thought it just happened automatically . Tried following the link, but it just seems to go round in circles. Don't want to mess it up and cause problems.

Anyone know what we have to do? I don't remember my husband having to claim his, and he doesn't use a computer anyway.

gadgetmind

Mrs_Mum99 wrote: »

how am I meant to provide for the extra 2 years until I get my state pension?? Not everyone is in high-earnings employment and able to fund the gap!

High earners (defined how?) will have a large gap between state pension income and what they need to meet commitments. They will also find bridging between retiring and claiming SP pretty difficult.

Those not working such long hours in quite such a demanding role will find that state pension will meet a lot of their needs and so won't have to put as much aside in percentage terms. Of course, they still need to plan for how to retire before SP kicks in, but most people do manage to do this.

I know people on low incomes who've made this all work, and some high fliers who've made a total mess of things. It's down to planning.

seven-day-weekend

shezza2 wrote: »

Behave yourself, you're obviously the type that wanted the likes of a miners to retrain as pen pushers or shop assistants after 40 years at the coal face.

Shame on you.

And the problem with that is?

Bogof_Babe

Bogof_Babe wrote: »

I'm one day older than you . I just went on the pension age calculator site to confirm our date hasn't changed, and it says:

Your State Pension age is 61 years, 10 months, 9 days.
You can now claim your State Pension if you haven’t already done so. You need a Government Gateway account to claim online.

I didn't know we had to 'claim' it, I thought it just happened automatically . Tried following the link, but it just seems to go round in circles. Don't want to mess it up and cause problems.

Anyone know what we have to do? I don't remember my husband having to claim his, and he doesn't use a computer anyway.

I just experimentally put my date of birth as one year on from what it is, and it returned this:

You'll reach State Pension age on 6 January 2016.


Your State Pension age is 62 years, 10 months, 9 days.
You should get your pension claim pack in September 2015.
Once you claim your State Pension, the Pension Service will work out how much exactly you get.




I haven't received a pension claim pack, and going by this it seems I should have had one last month. Do I need to follow it up? If so, how?

seven-day-weekend

Bogof_Babe wrote: »

I'm one day older than you . I just went on the pension age calculator site to confirm our date hasn't changed, and it says:

Your State Pension age is 61 years, 10 months, 9 days.
You can now claim your State Pension if you haven’t already done so. You need a Government Gateway account to claim online.

I didn't know we had to 'claim' it, I thought it just happened automatically . Tried following the link, but it just seems to go round in circles. Don't want to mess it up and cause problems.

Anyone know what we have to do? I don't remember my husband having to claim his, and he doesn't use a computer anyway.

I claimed by phone, it took about fifteen minutes and they lady told me exactly how much I would get and on what day, it happened exactly as she said. My friend claimed online, it was even easier.

https://www.gov.uk/browse/working/state-pension

(I was one of the lucky ones who was able to take mine at 60, born in January 1950. Had I have been born a couple of months later, I'd have had to wait ).

Mojisola

Bogof_Babe wrote: »

I'm one day older than you . I just went on the pension age calculator site to confirm our date hasn't changed, and it says:

Your State Pension age is 61 years, 10 months, 9 days.
You can now claim your State Pension if you haven’t already done so. You need a Government Gateway account to claim online.

I didn't know we had to 'claim' it, I thought it just happened automatically . Tried following the link, but it just seems to go round in circles. Don't want to mess it up and cause problems.

Anyone know what we have to do? I don't remember my husband having to claim his, and he doesn't use a computer anyway.

I'm about the same age and I've had a pack from the DWP about my pension. Get on the phone and see what's happening to your paperwork.

Bogof_Babe

Clicked on your link SDW and this is what I got on the first page:

You must have received a claim letter from the Pension Service and live in England, Scotland or Wales to claim your State Pension online.

I just knew this would get complicated, sigh...