What Benefits at 60?

gadgetmind

Grandmama wrote: »

Hopefully the younger generation, who are now being forced to pay into a pension will be better off later in life (I have my doubts).

They can still opt out and many will. We provide generous employer contributions into a group personal pension with low fees, but still people opt out.

I think some people must want to be poor in old age to give them something to moan about!

shezza2

dunstonh wrote: »

They dont have to work until that age. It is a choice.

68 today is like 58 a decade or two back. By the time they get to 68, it wont be viewed as 68 as we see it today.

What a load of rubbish, are you a politician?

Where I work we have stage crew that do get in's and get out's
that can go on thorough the night somtimes 6 hours or more.
man handling heavy sets. and when they are 65 or 70 they WILL BE 65 or 70 and they are expected to do that job that they started as a 20 year old. Whislt pen pushes in goverment who can do their job utill they are 80 can finnish early.

John1993_2

hugheskevi wrote: »

Given a typical State Pension of, say, £120 p/w, a two year delay is a reduction in income of £12,480.

All the delay has done is make the person £12,480 worse off than they may have planned.

Only if their planning has not changed since 1995, since when these changes have been pretty well understood.

I really can't understand anyone at all complaining about this, unless they've been diligently fighting equality wherever it has been introduced down the decades. Have the posters against the change also been demanding women lose the vote?

John1993_2

shezza2 wrote: »

they are expected to do that job that they started as a 20 year old.

Who expects them to keep doing the same job throughout their career? It's certainly not the state, who would be quite happy to see them retrain to be what you so disdainfully call a "pen pusher".

dunstonh

What a load of rubbish, are you a politician?

You dont like facts? Life expectancy is increasing and people today are fitter and healthier at age 68 than those in the past. When the state pension was introduced life expectancy was just 2 years. It has increased ever since.

You just have to look at people in their 60s today to see how much fitter they are compared to 10-20 years ago. Let alone 30-50 years ago.

Where I work we have stage crew that do get in's and get out's
that can go on thorough the night somtimes 6 hours or more.
man handling heavy sets. and when they are 65 or 70 they WILL BE 65 or 70 and they are expected to do that job that they started as a 20 year old. Whislt pen pushes in goverment who can do their job utill they are 80 can finnish early.

They can look for a new job or save more money so they can finish earlier. People have choices in life. Whilst some may have reduced choices, most can make of life what they want of it.

shezza2

dunstonh wrote: »

They can look for a new job or save more money so they can finish earlier. People have choices in life. Whilst some may have reduced choices, most can make of life what they want of it.

If you are not a politician you must be on drugs, if you are not on drugs you ought to be.

gadgetmind

shezza2 wrote: »

If you are not a politician you must be on drugs, if you are not on drugs you ought to be.

He actually knows what he's on about and you would do well to pay attention to what he writes.

You may not like the message, but part of being an adult is being able to handle the unadorned truth, and then adapt to it as appropriate.

shezza2

John1993 wrote: »

Who expects them to keep doing the same job throughout their career? It's certainly not the state, who would be quite happy to see them retrain to be what you so disdainfully call a "pen pusher".

Behave yourself, you're obviously the type that wanted the likes of a miners to retrain as pen pushers or shop assistants after 40 years at the coal face.

Shame on you.

jem16

McKneff wrote: »

Well tell me the facts them Jem, because obviously I have been misinformed.
Otherwise I will still be in the dark and wrong.

I thought the answer had already been given to you in Post 14?

Torry_Quine wrote: »

No we can't.

However I am genuinely interested in what you were told. Were you told that the Scots could use their free bus pass throughout the whole of England or was it some specific allowance?

As to the Scottish money, Ive never had a problem with any shop taking it down here in England if Ive had some left over after a holiday.

Unfortunately this isn't always the case. In most of the major cities there isn't usually a problem. However in smaller towns some shopkeepers usually look at our notes and then ask us if we have some "proper" money.

My English mother-in-law visited last weekend and before she left she asked if we could exchange her Scottish notes for English notes as she often had problems getting shopkeepers to accept them.

ognum

shezza2 wrote: »

Behave yourself, you're obviously the type that wanted the likes of a miners to retrain as pen pushers or shop assistants after 40 years at the coal face.

Shame on you.

You clearly have not done the same job for the whole of your career, I read that you have worked for John Lewis for 25 years and now at a Council owned concert hall.

Why if you can do it do you feel others can't.

the changing pension age has been knowledge for a long time, we wanted equality in pay and this comes alongside equality of oay and conditions. We have all made adjustments to take this into account, so must you and your wife.