burglary even when you have an alarm?

Norman_Castle

I have insurance coverage....In the event of burglary, how can I prove to the insurance company what exactly I lost? I don't have recipes for gold - it's was gifted by my parents for my wedding.

You could have the gold valued for insurance purposes. Without a valuation how can insurers set their premium. Personally I would store your gold somewhere secure and not at home.

Clive_Woody

Get some cheap costume jewelry that looks expensive and leave this in a nice box in a more obvious place than the valuable stuff (hide the good stuff in the loft). This may work as a decoy if the worst happens and they may stop looking once they have this.

bluedrop

Clive_Woody wrote: »

Get some cheap costume jewelry that looks expensive and leave this in a nice box in a more obvious place than the valuable stuff (hide the good stuff in the loft). This may work as a decoy if the worst happens and they may stop looking once they have this.

Clever idea !

LutonGirl

I know someone who videos their entire home in a sort of a "Through the Keyhole" style before they go away. They even pull out all the drawers to show the contents. As they have the video camera with them on holiday, it's not going to be lifted in a burglary and they have a pretty accurate record of what was where in the house before they left.

phill99

Look at it rationally. Most houses are burgled by males aged between 14 and 25 and in late afternoon or early evening. Most are not 'professional' burglars, but more the opportunist thief who knows how to get into a place but not how to deactivate alarms. Therefore the vast majority of opportunist thieves will pass a house by with an alarm.

However an alarm will not put off a professional burglar, but luckily these target very large houses in prosperous areas and will normally 'case' the house for weeks.

An alarm isn't a substitute for good security. You need high quality locks on doors and windows, security lights, low fences etc so burglars can't work undetected. Get a good quality safe that is bolted to the wall or floor.

cyclonebri1

Photograph and have any jewelry valued in writing.

Keep receipts, instruction books, manuals etc for all electrical equipment.

I don't think there is a real thief proof solution, sorry, but the floor safe is a very wise move.

Some good friends, white couple, where hit by a burglar. It was when they were on holiday, they lost thousands. Window was forced (PVC).
They were convinced someone had watched the property over weeks to see the routine

Strengthened locks and had sash jammers fitted.

2 years later they were hit again, again when on hols, this time it was more serious and they are convinced it was the same person.
They had bought a Rhodesian Ridgeback, not a dog to be messed with. They thought that was the ultimate deterrent. Not so.

Their son and daughter (living a short distance away), were taking it in turns twice a day to feed and walk the dog, an extra car would have been seen in the drive and we believe this gave the watching scumbags another pattern to work to. It happened whilst the dog was being walked.

Now I mention they were white as they too had asian gold, bought over many years that my friend worked in and out of India, his wife was the collector.

£24,000 in jewelry was taken along £1500 cash, plus £4000 of firearms:eek:, and that took an amazing amount of effort to square with the police.

I won't say what he's done now, but anyone that comes back will be unpleasantly surprised.

sophieschoice

Use this free site too
https://www.immobilise.com

sophieschoice

Use this free site too
https://www.immobilise.com

Avoriaz

bluedrop wrote: »

I am worried sick about burglary - we are going away for 2weeks in December....

We moved into the area recently. I'm planning to install a yale premium alarm and a security camera. I am an Asian - in the last few months, I heard of 2-3 Asian homes burgled in the area - possibly for gold. - the thought of having a stranger in my house when I'm not around is very scary.

I have insurance coverage....In the event of burglary, how can I prove to the insurance company what exactly I lost? I don't have recipes for gold - it's was gifted by my parents for my wedding. Also, how do I evidence electronic gadgets I don't have receipts for?

How will random burglars know you are Asian?

Do you have something externally or easily visible through windows that suggests so?

A pervasive smell of curry suggests students to me as much as Asians. (I'm assuming sub continent Asian rather than Chinese or other Asian).

As others have suggested, have photographic and other evidence of your valuables and make sure that you are fully insured and that the insurance company have been made fully aware of all valuables above whatever their normal limit is. Most insurances ask you to specifically declare valuables above a figure, perhaps £1,000 but varies widely.

Make sure you are not under insured. It is a false economy.

Can you take all your small valuables for safe keeping to a bank, safe deposit or with trusted family while you are away? Of course that itself involves risk and may invalidate your insurance so check that out.

Good luck and enjoy your holiday. Try not to worry.

bluedrop

Avoriaz wrote: »

How will random burglars know you are Asian?

Do you have something externally or easily visible through windows that suggests so?

A pervasive smell of curry suggests students to me as much as Asians. (I'm assuming sub continent Asian rather than Chinese or other Asian).

As others have suggested, have photographic and other evidence of your valuables and make sure that you are fully insured and that the insurance company have been made fully aware of all valuables above whatever their normal limit is. Most insurances ask you to specifically declare valuables above a figure, perhaps £1,000 but varies widely.

Make sure you are not under insured. It is a false economy.

Can you take all your small valuables for safe keeping to a bank, safe deposit or with trusted family while you are away? Of course that itself involves risk and may invalidate your insurance so check that out.

Good luck and enjoy your holiday. Try not to worry.

Anyone can tell I am asian - my skin colour !

The lady of the house that was burgled last winter wore a lot of gold on her. I dont. I dont even wear my wedding rings. So I am hoping I wont be targetted.

Its just that the little gold I have with me here has huge sentimental value. I dont have any other high value items in the house though - just the usual electronic items (mac, ipad,cameras)...