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The All-time Outstanding October NSD Challenge
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Thank you for your comments about how to treat budgeted spend on presents etc. I've decided that if I stick to buying only budgeted items and nothing for myself I will count those days as NSDs. Sometimes spending on one thing leads to spending on non planned items - a bit like when you break into a £10 note the rest of the cash seems to disappear (or is that just me?)
So based on that I am going for a
Target of 15 NSDs with 1 bagged already (yesterday)
Good luck to all0 -
Hi Folks
I can happily report 1 NSD which was yesterday, so I am off to a great start...and on track for another NSD today (fingers crossed).
I am trying to get my three in a row done early in the month, but think I may need to top the car up with diesel on tomorrow (although I have budgeted £70 for the month for diesel so not sure if I need to include this?Well Behaved women seldom make history
Early retirement goal... 2026
Reduce, reuse, recycle .0 -
I'm in,
I'm going to try and go for;
15 no spend days in total
and 3-in-row
Already bagged 1 NSD
Also, because of Christmas I may spend a little bit but I'm hoping to organise what i need to buy so I can try and do it all in one trip/day.SavingsRepayment: £0/£359.00
GeneralSavings: £244.01/£1000+ Dec 15
SPC#1435 £10.29
(£0 banked - waiting for nov 29th to start again hehe)
NOV NSD 9/10
:rudolf:0 -
Hi everyone!
Can I please be put down for 20 NSDs please?
Desperate times here!
Yesterday was a spend day (essential things for kids packed lunches!) and today as well as I had a nursery bill to pay, but from now on its pennies coming in and not out whenever possible!NSDs 7/20
Make £10 a day £403.74/£3100 -
Haven't been out again today so now have 2 NSDs.
Will definitely be a spendy day tomorrow as I'm planning on buying as much of the monthly shop as I can, particularly meat, as I need to refill my outside freezer which was accidentally defrosted by my daughter whilst I was on holiday.
Denise
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Knit_Witch wrote: »He hasn't found that copy of "The Bee Gees sing covers of famous heavy metal tracks" has he? or "The Worzels sing ABBA"?
Aha! That is why Igor has been singing "Mamma mia 'ere oi goo agin, moi moi, 'ow can oi resist yew..." whilst stirring the pumpkin chilli soup......One life - your life - live it!0 -
And before I forget...here's a stonking purple NSD number 1 for the Cauldron of Doom........"Yew kin darrrnce, yew kin joive, hevvin the toime of your loifff....."oh Gawd and Gawdess, Igor's got me at it as well.........come back the Good Ole Boys, all is forgiven.......Steve Jobs, eh, kerri? Well if that don't work you can always wrap yourself in red, white and blue bunting, stick a crown on your head and call yourself a Royal Gala......One life - your life - live it!0
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NSD #1 for me yesterday0
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freebyfifty wrote: »This is exactly how I feel at the moment :rotfl:
Just had it :rotfl:
Only another 30 days to go:rotfl:
NSD no 2 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
yeah my 1st no spend day :j
1 for me0
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