our forever patch challenge

sammy70

:)Well the weather was against outdoor work this weekend, we had snow, about 4 inches, never stopped yesterday, its still white over here, but sunny today, typical as ive been working!:)

Ive done the budget, and i will have £100 left from coal/grocery/fuel budget, im going to make £90 mortgage overpayment to round it down to £226,600, and the other £10 ill pay off the diy loan

This month is going well up to now financially, lets hope we can keep it up!:j

sammy70

its the weekend and fingers crossed for dry days!

Last sunday hubby and i had a full afternoon clearing our little top field of heather etc, though i must admit i kept getting distracted looking at the beautiful scenery, and listening to the birds singing, it was so peaceful. Our muscles ached afterwards, i think thats the first good dry day we have had this year to get stuck in to strimming, though my bonfire was a damp disaster :rotfl:

im looking forward to tuesday, when the fencing contractor starts work , not long till we have sheep now :j
Wednesday is payday, so will be making all the planned savings/payments/overpayments. My grocery and fuel budget has gone a little off this month, so i need to rein it back over the next 2 weeks.

I splashed out £2.50 of my last weeks spending money on a euromillions for the massive jackpot tonight, though tomorrow no doubt i will be wishing id just popped it in my change bottle!:rotfl:

sammy70

as predicted- wish id popped the £2.50 into my change jar!

Its a gorgeous sunny cold morning here, just getting stuck into a bit of housework, my first pegged outside load of washing for 2018 blowing in the breeze- spring must be around the corner!:j

sammy70

Another dry sunny but really cold day today. Hubby has started strimming the field, ive got my list if to dos outside, but got to take doggy to vet first, she has some problem with her ears again, head shaking, scratching, she did have an ear infection a few months ago, and she has a growth in her ear which the vet last time said to monitor, so don't know which is causing the irritation.:(

sammy70

:j made £250 overpayment today, and shuffled all cash into relevant accounts, so all d/ds covered, made £540 o.payment to 'loan', and £310 to next lot of costs for stable etc :beer:

Also had unexpepected costs this month totalling £340- bits needed to repair my car, and vet bill for doggy, so paid those off c.card too.:(

its white over with snow here again, when will spring arrive .. the poor fencing guys started work yesterday, in a blizzard, they were here from 7.30am- 5pm, they must have brilliant thermals!:rotfl:

So new balance of the mortgage is £226,350, the interest goes on tomorrow, and monthly payment, so will update balance again then

sammy70

And typical british weather with it! I'm at home, snowed in :eek:

At 5am I set off walking down our lane to check the road, and there was a lorry stuck in the snow, and another ten behind it, I reckon they had tried to make a short cut that ended in being stranded!
I had left my car at the end of the lane hoping it would be easier , its left there now

it was a bit hair raising , as half way to my car, my torch battery went flat, I had a moment of panic, before I realised the snow lit the way a little!:rotfl:

I'm just awaiting hubby getting home from a nightshift, hope he doesn't get stranded..

The d/d for the mortgage has gone out, and the interest of £371.65 added, leaving the outstanding balance of £225,512.82 :T

I think a tidy up small overpayment is in order!

sammy70

I'm seriously fed up of snow!:mad:

The police closed the road leading to our home last night, as snow was drifting feet deep on it due to the blizzard conditions..

Needless to say, I'm at home, another lost pay day, hubby has also missed one shift, the road is now open, and he has just left for work though is only one car width cleared of snow, and halfway up a lorry has half turned over, awaiting recovery. when will this weather leave!!

try_harder

I love the snow but it does get a bit annoying when you cant get to work ,my husband has lost three pay days now and possibly a few more to come as there are no signs of it clearing .

Great numbers for February though

sammy70

:mad: I'm REALLY fed up of ice and snow! hubby had to tow my car from the end of our lane back to the house, and it wont be moving until the solid ice topped by snow goes! I will try to get to work in hubbys car Monday if the road is clear

Ive made a token o.payment of £2.82 to round the balance to £225,510, hoping to again make a few small payments throughout March, hoping to get to £100, then will hopefully again be able to make the £250 overpayment on payday too, but with us being down on hours, it could be a struggle..

I'm also awaiting the new c.tax monthly payment figure, I hate the not knowing, its early April though I think when the annual bill plops in the post I think?

Anyway, nothing I can do about the crappy weather, but I can get the house clean and tidy, hubby snoring in bed, as he managed to get to work last night bless him, so my plan for today is- washing, cleaning, make nice tea, few drinks and treat night, and snuggle up with hubby.:)

Hope next week sees better driving conditions for us all!:)

sammy70

At long last the snow has nearly all gone, the melting snow has left soggy muddy conditions, we need a light wind and sunshine to get things dried up (me wishful thinking)

The stock fencing guys are back to finish off, hopefully should be done this week, and they are pricing up to build my stable , the fencing surrounding the turnout area where the stable is going to be is being built as i type, very exciting!!:j

Not long until we can buy our sheep, and start the hunt for my horse , cant wait

Im back at work, and thankfully they are paying me for the snow days, so thats a relief